Home Mortgage

When it comes to securing the best home loan terms, you better know the right questions to ask. 

Many lenders incorporate the following elements into the bill for a typical 30-year mortgage, giving homeowners a bigger monthly payment. 

Your choice of mortgage broker can save you a lot of money or make the home-financing process a nightmare, which is why experts recommend shopping around to find the best fit.

Most people don't get preapproved for a loan before house-hunting. Should they?

More-affluent borrowers are finding it easier to get larger mortgages, but that might not necessarily be good for the market. 

Thousands of mortgage company employees have been laid off in 2013, but industry experts suggest that the impact will be minimal on borrowers.

After tepid data pushed back forecasts about when the Fed would begin scaling back QE3, mortgage rates dropped to the lowest level since June.

Whether you have good credit or not, some home loans are still generally easier to obtain than others. Here’s a brief survey of the field.

A mortgage modification doesn't always require you to file papers. But read the fine print.

Thinking of refinancing your mortgage? Consider all of the deal's potential pros and cons.

It's scary to take on new debt before retirement. For the right home, it may be worth it.

While rising mortgage rates certainly make transactions more expensive, they shouldn't deter your purchase. Here are eight ways you can buy a home despite higher mortgage rates:

Mortgage servicers are a critical bridge between borrowers and lenders, but a federal bureau says that some of them aren't following federal laws.

Mortgage experts predict what will happen to rates over the next week -- and why.

You know you want to refinance your mortgage, but is the 10- or 15-year term best for you?

How do people select their mortgages -- what was the most important factor and are they happy with their decision?

After three months of vigorous climbing, mortgages take a breather. Let's hope it lasts.

Weighing the benefits of a smaller or larger down payment should take into account both your current and future financial goals and abilities.

Why are mortgage fees up again this year? Blame market forces, as well as regulation.

Rates are down a little. Looking for more good news? Well, homebuyers face less competition.