10 credit card terms everyone should know
Understanding these terms can help you maintain healthy credit.
5 factors that affect your credit score
Building good credit starts with knowing how credit scores break down.
Should you open a store credit card?
Retailers offer discounts to their cardholders, but you need to understand the details before you apply.
First-time credit card user? Here's what you should be aware of
A credit card offers many benefits -- along with several risk scenarios.
FICO score vs. credit score: What's the difference?
While “FICO” and “credit score” sound like interchangeable terms, there is a difference. Protect your credit by knowing all of your scores.
Amid coronavirus restrictions, how to maintain your financial health
A guide to resources that could help you if your finances take a hit during COVID-19 restrictions.
Fed cuts interest rates again — why you should refinance debt now
How to take advantage of the biggest cut in Fed history
How credit card churning affects your credit score
The credit card rewards strategy can be lucrative but poses some danger to your credit score.
Fed’s emergency rate cuts affect your credit card — here’s how
The Fed cut interest rates again Sunday in an attempt to reduce “evolving risks to economic activity” caused by the coronavirus outbreak.
Get 0% APR credit cards to save money — here's how it works
If you're opening a new credit card, these 0 percent APR bonuses may be a factor to consider.
Debt snowball method vs. debt avalanche: What’s the difference?
One method saves money, the other may save sanity
Why paying taxes by credit card probably isn't a good idea
If you owe the IRS taxes and want to use a credit card to pay it off, consider the possible fees linked to it.
How to remove negative items from your credit report
Don’t let negative information ruin your credit score – you can successfully dispute negative information, and improve your credit score in the process.
Credit card cash back vs. points: Which is better?
The choice between a cash back or points-based credit card should be based on your own specific needs.
Revolving vs. non-revolving credit: What's the difference?
There are significant differences between revolving and non-revolving credit – and it’s a financial consumer’s job to know them.
FICO made new credit score changes — here's how to avoid lowering yours
The newest FICO score likely won’t take effect for several years, but it’s still good to be prepared.
Are credit cards rewards taxable income?
Are credit card rewards taxable? Yes and no – it all depends on the form of the program and how card rewards benefits are paid out.
Is credit card interest tax deductible?
What to know if you’re carrying a credit card balance -- and if the interest you're paying is tax-deductible.
5 credit card myths debunked
Beware of these five myths if you're a credit cardholder or seeking to open a new credit card.
How to get a free credit report
Checking your report regularly can help you improve credit and prevent fraud.