Home Mortgage

HAMP recipients will be reminded that their loan modifications aren't permanent.

Not being pre-approved today won’t get you past the front door. Here’s why.

A lot goes into a home purchase. That includes insurance to protect the lender.

The 20% down that many lenders require before issuing a mortgage is making the dream of owning a home less of a reality for some. But there's help if you know where to look. 

An FHA mortgage can help homebuyers frustrated by the difficulty of financing renovations.

The fact that home equity loans are making a comeback is one thing to know about them... but here are four other things you'll need to know if you want one.

After a foreclosure, your credit record is affected for years. What if you co-signed?

If you want to buy a home, and you own a business or a percentage of a business, here’s what you'll need to know to complete a mortgage application.

Reverse mortgages can provide financial stability to aging homeowners, and the government's new lending standards adds more protections.  

Paying your January mortgage and annual property tax bill in December can pay off at tax-filing time.

With big changes coming to the mortgage industry at the beginning of next year, many consumers will want to evaluate their home-buying plans to make sure they are ready to make the move.

Some home sellers may be willing to let you spend a night or two at the property so you can feel confident with making an offer.

Getting a lien placed on your house is serious stuff. Here's how to try to get it removed, if you can.

Large national home builders, as well as small local ones, are buying up land, getting plans drawn up, and starting construction on new homes--is it a right move for you?  

A delinquent flood insurance payment by your mortgage lender could trigger a dramatic rate increase.

Home buyers can expect a lot of fixed fees and costs associated with getting a mortgage like the appraisal and running a credit report, but outside of those third-party fees, there is some room wiggle room to negotiate. 

Many consumers are looking to take advantage of the low mortgage interest rates, but tight lending practices are making the home-buying process difficult as banks remain risk adverse in the wake of the financial crisis.

If you're considering a home equity loan for a project, know what you'll actually pay.

Here's why you must get current on your mortgage before the bank will cash your checks.

It's tough when your credit union HELOC is in default. Not even bankruptcy might help.