Home Mortgage

There are different kinds of mortgage insurance. Here's how they compare.

Saving up to buy a home might not be as much of a challenge as it used to be, now that the Federal Housing Finance Agency (FHFA) will allow some first-time homebuyers to make down payments of as little as 3%.

The short answer is "yes," but whether you want to lock a rate for that long is an open question.

You can tap a reverse mortgage for a new home. Before you do, learn the pros and cons.

It’s a good idea to determine the right mortgage loan for you by analyzing your budget with a mortgage calculator and reviewing your fiscal goals.

Calculate your mortgage payment with just three pieces of information.

Your credit score plays a major role in the home-buying process, especially in the wake of the 2008 housing crash.

In the mortgage industry, 20% down is considered the benchmark down payment for looking strong on paper as a home buyer. But it's not the only option.

When trying to get a home loan, you're focused on looking like a safe bet for prospective lenders. However, some things won't affect your mortgage. 

Many people strive to pay off their home loans early, and one extra mortgage payment a year can make a huge dent in reducing the length and total cost of a loan. Assuming you can, the question still remains: Should you?

It’s not just home prices that are on the rise, closing costs have also been inching up recently. Here's why and what you can do about it.

Buying a home is the most expensive purchase most people will make in their lifetime. And for many millennials, the purchase may seem far down the road. But it doesn't have to be. 

Nobody ever gets everything on their wish list when buying a home. Here are the three phases of the home buying journey where your criteria will be established.

Choosing a mortgage isn't just a matter finding an affordable option – it’s also finding the best fit. Here is a list of the common home loan options.

Even though interest rates continue to hover at the lower end of the spectrum, shopping for a mortgage is still a tricky process, especially if you’re doing it for the first time.

Is borrowing against your stock investments a better way to buy a home than a mortgage?

This summer can still be the perfect time to land a house before mortgage rates go up again.

Your smartphone can streamline the mortgage process and help you snag a low rate. But it's helpfulness doesn't end there.

There are ways to buy a home sans mortgage--but you better do your homeowner and know your risks. 

What should you do if you don't have 20% down to buy a home, and you want to avoid monthly private mortgage insurance payments? Here are your options.