Home Mortgage

Understanding the primary purpose and function of mortgage documents will make your  process much less intimidating. 

Rising prices could exacerbate recent interest-rate jumps, creating a lose-lose situation for consumers.

Rates are down a little. Looking for more good news? Well, homebuyers face less competition.

Mortgage insurance can be easily be several hundred dollars per month depending the on loan program. However, there is a way to cut your mortgage payment.

Mortgage rates have been on the rise, but experts are urging potential home buyers not to resign themselves to renting for the next few years just yet — it’s still a good time to buy a home.

Did you miss your chance to refinance? Don't wait any longer to find out.

If you feel you are paying too much with an interest-only loan, there are other options.

If you feel you are paying too much with an interest-only loan, there are other options.

As home values rise, more borrowers are getting piggyback mortgages. Should you take a ride?

Interest rates are still low. Does the math favor a possible mortgage refinance for you?

There are both advantages and disadvantages to working with an in-house lender, so homebuyers should always compare offers from multiple lenders before committing to a lender or a loan.

With property prices going up, you might ponder whether you can invest IRA funds in real estate to both defer (or eliminate) taxes and earn a fair rate of return.

The 30-year fixed has gone up five weeks in a row, and half a percentage point in a month

You're not helpless in the face of rising mortgage rates. Here are some of your options.

Is it too late to refinance? Maybe not, if your mortgage is more than 2 years old.

As homeowners premiums rise, you may want to look for help before you look for the lowest rate.

Mortgages with low down payments are returning, making it easier for cash-strapped homebuyers to make the leap.

As mortgage rates keep rising, you can point a finger at the Fed for some ill-timed words.

Because most people only purchase a home every five to seven years, prospective home buyers understandably don’t spend a lot of time in the interim educating themselves about mortgages and the mortgage process. But that can be costly. 

Even with this week's increase, mortgages are substantially below the level of two months ago.