Home Mortgage

Applications for  home loans fell in the latest week, reversing the previous week's gain.

The cheapest home loans in a lifetime may be history, but please don’t let the media’s and the market’s fixation with interest rates derail any plans you have to buy a home in the near future

If refinancing your mortgage has been on your to-do list, there's no time to waste anymore.

With the Fed's rate hike, mortgage rates are expected to rise, but by how much?

While taxes are certainly not negotiable, it could be worth shopping around for the other mortgage cost components – property insurance, title insurance and especially the lender, since origination fees can vary from one bank to the other.

A possible breakthrough in Greek debt talks mars a downward trend in mortgage rates.

If you don’t plan to stay in your home long, a short-term adjustable rate mortgage could be right for you.

There are different kinds of mortgage insurance. Here's how they compare.

Saving up to buy a home might not be as much of a challenge as it used to be, now that the Federal Housing Finance Agency (FHFA) will allow some first-time homebuyers to make down payments of as little as 3%.

The short answer is "yes," but whether you want to lock a rate for that long is an open question.

You can tap a reverse mortgage for a new home. Before you do, learn the pros and cons.

It’s a good idea to determine the right mortgage loan for you by analyzing your budget with a mortgage calculator and reviewing your fiscal goals.

Calculate your mortgage payment with just three pieces of information.

Your credit score plays a major role in the home-buying process, especially in the wake of the 2008 housing crash.

In the mortgage industry, 20% down is considered the benchmark down payment for looking strong on paper as a home buyer. But it's not the only option.

When trying to get a home loan, you're focused on looking like a safe bet for prospective lenders. However, some things won't affect your mortgage. 

Many people strive to pay off their home loans early, and one extra mortgage payment a year can make a huge dent in reducing the length and total cost of a loan. Assuming you can, the question still remains: Should you?

It’s not just home prices that are on the rise, closing costs have also been inching up recently. Here's why and what you can do about it.

Buying a home is the most expensive purchase most people will make in their lifetime. And for many millennials, the purchase may seem far down the road. But it doesn't have to be. 

Nobody ever gets everything on their wish list when buying a home. Here are the three phases of the home buying journey where your criteria will be established.