Home Mortgage

Calculate your mortgage payment with just three pieces of information.

Your credit score plays a major role in the home-buying process, especially in the wake of the 2008 housing crash.

In the mortgage industry, 20% down is considered the benchmark down payment for looking strong on paper as a home buyer. But it's not the only option.

When trying to get a home loan, you're focused on looking like a safe bet for prospective lenders. However, some things won't affect your mortgage. 

Many people strive to pay off their home loans early, and one extra mortgage payment a year can make a huge dent in reducing the length and total cost of a loan. Assuming you can, the question still remains: Should you?

It’s not just home prices that are on the rise, closing costs have also been inching up recently. Here's why and what you can do about it.

Buying a home is the most expensive purchase most people will make in their lifetime. And for many millennials, the purchase may seem far down the road. But it doesn't have to be. 

Nobody ever gets everything on their wish list when buying a home. Here are the three phases of the home buying journey where your criteria will be established.

Choosing a mortgage isn't just a matter finding an affordable option – it’s also finding the best fit. Here is a list of the common home loan options.

Even though interest rates continue to hover at the lower end of the spectrum, shopping for a mortgage is still a tricky process, especially if you’re doing it for the first time.

Is borrowing against your stock investments a better way to buy a home than a mortgage?

This summer can still be the perfect time to land a house before mortgage rates go up again.

Your smartphone can streamline the mortgage process and help you snag a low rate. But it's helpfulness doesn't end there.

There are ways to buy a home sans mortgage--but you better do your homeowner and know your risks. 

What should you do if you don't have 20% down to buy a home, and you want to avoid monthly private mortgage insurance payments? Here are your options.

While mortgage lenders want to minimize their risk, they usually just want credit card accounts paid off, not closed down.

There's a right way and wrong way to pay down your mortgage. Learn what's best.

Most Homebuyers Don't See This Cost Coming: PMI -- private mortgage insurance -- can add significantly to your house payment, but lots of people fail to budget for it, a survey shows.

Asking home prices rose 8% in May compared with a year ago--the slowest rate in 13 months. That's welcome news for buyers who have been pushed out by the 20% increase some markets had been experiencing.

No one likes to be rejected, and that’s what’s keeping potential buyers out of the housing market, and that’s bad news for the housing market that’s desperately seeking buyers, particularly first-time buyers.