Lifestyle and Budget

When’s the last time you checked your credit-card statements? Not just a quick glance to see how the total got so high, but scrutinizing even the small charges to see if any of them sound

What happens to a low-limit, high annual fee card that was never activated?

It's usually not worth shelling out for an annual fee if a card's rewards don't at least pay for it. But if that card happens to be your oldest one, will cancelling the card hurt your credit score?

Credit card issuers determine your limit based on what they think you can repay. If you want to raise your limit it helps to have your argument nailed down before you ask

Social media channels can help you resolve issues with a company fast, find perks and maximize the benefits you get from your credit cards. Here's a little cheat sheet. 

Optimism is one of America's defining national characteristics, and was an essential part of this country's rise to greatness. But some academic studies suggest that people with too rosy an outlook can get themselves into trouble, especially financially, and can-do can quickly turn into couldn't-do.

If you've checked out the sweet perks that come with small-business rewards cards, you may be tempted to apply, even if you're not a business owner.

American Express said its chief financial officer will retire as soon as a replacement is found, a process that could take a couple of months.

A banker will look at many factors when evaluating whether to grant you an SBA-guaranteed loan, from your personal credit to the profitability of your business. Here's how you can prepare to apply

The prepaid card industry has come a long way since its inception, and it looks like the cards are here to stay.

Her best friend dies, so she "offers" to help the widower out by doing his finances. Then she applies for credit in her deceased friend's name as an "experiment." Hmmm.

Hotel chains are creating smartphone apps that allow you to reserve rooms, find info and maybe even earn triple points -- all on the go.

A person has some leeway when naming a life insurance beneficiary. Just don't pick Brad Pitt.

A judgment will eventually drop off your credit report. But that doesn't mean it's gone.

Add-on services like payment protection are expected to rebound from regulators' smackdown.

Not keeping current on the state of your finances can have dire consequences. Here are six money questions everyone should know the answers to.

An expert says consumers are flocking to prepaid debit cards for three main reasons.

Do travelers need a smart-chip card when exploring Europe?

We didn't just have our credit cards taken away during the recession, we gave them up.

When it comes to negotiating your credit card terms, be prepared with these three tips.