Lifestyle and Budget

Why Paying Off Debt Could Actually Hurt Your Homebuying Chances

How you plan and budget your finances can have a big effect on whether or not you can qualify for a home loan. For sound financial planning purposes, eliminating the expenses in your life that contain the highest interest rates first is generally a good approach. After all, why pay more interest, right? But it's not always that simple...

Dave Says Set Financial Priorities

If you have things in your life that are pulling at you financially at some point you may have to ask the hard question, “What is more important to me: horses and boats or home ownership?”

The Pros & Cons of Consolidating Your Student Loans

On average, 2015 graduates left their campus with more than $35,000 in debt that they are responsible for paying back. Is it better to pay down this debt immediately or put that money to other uses?

Student Loan Debt 101 at Indiana University

It all started because of a growing concern on the part of university officials: an increasing number of graduates were walking away with a diploma and a significant amount of student loan debt.

App Helps Predict ROI of Different College Diplomas

A just-published report by researchers at the New York Federal Reserve Bank confirms what many have suspected: the driving force behind sky-rocketing college tuition is the increased availability of federal student aid.

What Will Leave a Black Mark on My Credit Report?

When you’re looking to apply for a loan, lenders place a major emphasis on your credit report. Your credit history includes your amount of debt and payment history, as well as other factors, and lenders look to your past credit behavior to see whether you’ll be a good credit risk going forward.