Lifestyle and Budget

Imagine this: You walk into a credit union to open a savings account, and the teller responds by selling you lottery tickets. It's happening. 

It's hard to resist the allure of wholesale pricing. But if you know the retailers secrets, you become a more savvy shopper. 

It is extremely important for kids to have a good handle on personal finance before they enter college, but it's often not a required course in high school.

When you are young, it can be hard to build credit. So does it make sense to open another credit card to get closer to financial perfection?

Dave Says: Even if you don't have any debt and substantial savings, doesn't mean you can be thoughtless with your spending.

What if you could start over? These folks in their 30s wish they had done things differently.

How can you help the people you love through their financial difficulties, especially when lending money to loved ones can be dangerous? There's a way.

Are you pondering a prepaid card from a major bank? Read this primer before trying one.

America's parents worry more about setting a good financial example for their kids than taking on too much debt.

Are you wallowing in debt? It's to time to start digging your way out. Here are the answers to 10 common questions.

Investors make these mistakes all the time, but there's no reason you should.

When it comes to managing our personal finances, many Americans are falling short and lack money-management skills. 

A U.S. poll shows that fewer adults have a budget and more adults are increasing their spending.

There just might be something to that whole Mars and Venus thing when it comes to debt.

Should young adults also carry a credit card in addition to their debit cards when they travel through Europe? 

Consumer credit counselors, debt collectors and state regulators all agree that ignoring debt collectors' letters and phone calls is a bad idea. Deal with it, they say, otherwise matters can only get worse.

Here's the lowdown on eight hot scams, cons and swindles that criminals are employing to separate you from your money, along with tips for avoiding them.

If you're stuck indoors waiting out the seasonal showers, you'll have an excuse to spend more time shopping for the best deals online. So let's do it without breaking the bank.

Have questions about your retirement, paying off your mortgage or getting your credit life in order? You aren't alone.

There are few gifts you can give your kids that could be more valuable than the skills and attitudes they need to be great money managers.