Lifestyle and Budget

According to a new research, spending money on others makes us happy. But it's not all about the size of our giving. 

Debt settlement means the creditor gets at least something back, so it damages credit scores less than bankruptcy, which wipes out debt.

You max out your 401(k), never carry a card balance and have an emergency fund. When is it OK to blow the budget on a you-only-live-once moment?

You have a few options to cut your credit card debt, each with its own pros and cons.

Dave Says: Just because your bank is making the recommendation, doesn't mean you should follow it. And debt consolidation isn't a cure-all.

That numerical expression otherwise known as the credit score is the absolute authority of your creditworthiness, right?

After a long and brutal winter in parts of the U.S., warmer temperatures and sunshine are finally heading our way--and if you budget right, you can afford to get away.

Imagine this: You walk into a credit union to open a savings account, and the teller responds by selling you lottery tickets. It's happening. 

It's hard to resist the allure of wholesale pricing. But if you know the retailers secrets, you become a more savvy shopper. 

It is extremely important for kids to have a good handle on personal finance before they enter college, but it's often not a required course in high school.

When you are young, it can be hard to build credit. So does it make sense to open another credit card to get closer to financial perfection?

Dave Says: Even if you don't have any debt and substantial savings, doesn't mean you can be thoughtless with your spending.

What if you could start over? These folks in their 30s wish they had done things differently.

How can you help the people you love through their financial difficulties, especially when lending money to loved ones can be dangerous? There's a way.

Are you pondering a prepaid card from a major bank? Read this primer before trying one.

America's parents worry more about setting a good financial example for their kids than taking on too much debt.

Are you wallowing in debt? It's to time to start digging your way out. Here are the answers to 10 common questions.

Investors make these mistakes all the time, but there's no reason you should.

When it comes to managing our personal finances, many Americans are falling short and lack money-management skills. 

A U.S. poll shows that fewer adults have a budget and more adults are increasing their spending.