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___ US mortgage rates climb to a nearly 4-year peak WASHINGTON (AP) — Long-term U.S. mortgage rates jumped this week to their highest level in nearly four years.

Kept out: How banks block people of color from homeownership

Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far higher than their white counterparts.

8 lenders that aren't serving people of color for home loans

Across America, a troubling pattern emerges in data analyzed by Reveal from The Center for Investigative Reporting: Nearly two-thirds of mortgage lenders denied home loans for people of color at higher rates than for white people.