Home Mortgage

Reverse Mortgages: 10 Things You Need to Know

Reverse mortgages are FHA-insured loans that can help you maximize the equity in your home so you can live a more comfortable retirement--but there are some caveats.   

Who Should Refinance Your Mortgage?

Before focusing on finding the best mortgage rates, refinance customers need to shop around to decide which type of financial institution they want to refinance with.

Six Ways to Shop for a Refinance

If you're eager to refinance at today's low mortgage rates, don't take the lazy way out -- spend a little time shopping for a refinance before you close on a new mortgage.

Getting Approved: How Lenders Judge You

As a consumer, you’re used to being the one with the power to judge the products and services you purchase and the companies that offer them. But when it comes to financing your new home or refinancing the one you already own, you hand that power over to the mortgage lenders and, more specifically, the underwriting department.

What to Expect When Refinancing

With experts predicting rates starting to tick up throughout the year, should you refinance right now? Here are a few things to consider.