The Rules of Getting a HARP Refinance
The government's program has helped millions of homeowners save money on their monthly mortgage payments, and it might help you, too.
Could a Debt-Ceiling Breach Bring the Return of ARMs?
Higher home mortgage rates from a debt breach, could put the brakes on a market that's been the backbone for recovery.
Wells Fargo Sued for Non-Compliance of Mortgage Settlement
The New York Attorney General’s Office said Wednesday it is suing Wells Fargo to force the bank into compliance with the 2012 national mortgage settlement.
Are We Currently in a Reverse-Mortgage Renaissance?
Everyone's financial situation is different. Here's how to choose the best reverse mortgage for your situation.
Do I Lose my Home's Equity After Refinancing?
When refinancing your home at a lower interest rate, you can also preserve home equity.
Brr! I was Frozen out During a Cash-out Refinancing
Doing a cash-out refinancing can be tough, but there are options for tapping home equity.
Rising Mortgage Rates: Straw that Breaks the Recovery's Back?
With unemployment still at 7.6% and economic growth at 1.8% for the 1Q, the strength of the housing market is about to be put to a test.
Wow! Mortgages Jump Almost Half a Percent
What are your options if you didn't lock a mortgage rate while it was still in the cellar?
What's the Best Way to Cut Mortgage Interest Costs?
One great way to save through a mortgage refinancing involves whether to extend the term.
Reverse Mortgages: 10 Things You Need to Know
Reverse mortgages are FHA-insured loans that can help you maximize the equity in your home so you can live a more comfortable retirement--but there are some caveats.
Mortgage Rates Jump, but is it Only the Beginning?
The housing market has shown robust strength over the past year, but that strength may soon be tested by higher mortgage rates.
Who Should Refinance Your Mortgage?
Before focusing on finding the best mortgage rates, refinance customers need to shop around to decide which type of financial institution they want to refinance with.
Six Ways to Shop for a Refinance
If you're eager to refinance at today's low mortgage rates, don't take the lazy way out -- spend a little time shopping for a refinance before you close on a new mortgage.
Are There Options Besides Walking Away from Home?
When a family outgrows a house but can't afford to sell, the situation isn't hopeless.
Refinance or Just Pay Down My Mortgage?
Looking to save money on your mortgage? Consider refinancing or making more payments.
Getting Approved: How Lenders Judge You
As a consumer, you’re used to being the one with the power to judge the products and services you purchase and the companies that offer them. But when it comes to financing your new home or refinancing the one you already own, you hand that power over to the mortgage lenders and, more specifically, the underwriting department.
Better to Pay Down Mortgage or Refinance?
Eager to pay off your mortgage a bit early? You might be better off looking at a 15-year loan.
What to Expect When Refinancing
With experts predicting rates starting to tick up throughout the year, should you refinance right now? Here are a few things to consider.
Why a Refinance Is a Great Way to Invest
An expert says a mortgage refinance is among the best ways to invest your savings.
The Road to Hell Is Paved by ... Lax Lending Rules
The scariest aspect of a new plan to ease home lending requirements is once-again allowing borrowers to put down as little as 3% for a down payment.



















