Home Mortgage

With mortgage rates remaining near historic lows, you may be able to save money on your monthly payments by refinancing — even if you a have second loan on your home.

The HARP process is more streamlined and requires less paperwork than a traditional refinance, but you will still need to provide a few documents to your lender to start the process. 

The next time you go back to the bank for a new mortgage loan, your lender may be asking you a few more personal questions. Here's why.

With constantly changing information, how much weight should you give the latest news when approaching a real estate transaction? It can be hard to keep up with the constant flow of news.

Prepaying can sometimes become most profitable is when it's combined with a refinance to accelerate the payoff.

If “location, location, location” is so important, what makes a location good? Here are five characteristics to look for when buying a home. If you can get all five, chances are the home’s a great investment.

The government's program has helped millions of homeowners save money on their monthly mortgage payments, and it might help you, too.

Higher home mortgage rates from a debt breach, could put the brakes on a market that's been the backbone for recovery.

The New York Attorney General’s Office said Wednesday it is suing Wells Fargo to force the bank into compliance with the 2012 national mortgage settlement.

Everyone's financial situation is different. Here's how to choose the best reverse mortgage for your situation.

When refinancing your home at a lower interest rate, you can also preserve home equity.

Doing a cash-out refinancing can be tough, but there are options for tapping home equity.

With unemployment still at 7.6% and economic growth at 1.8% for the 1Q, the strength of the housing market is about to be put to a test.

What are your options if you didn't lock a mortgage rate while it was still in the cellar?

One great way to save through a mortgage refinancing involves whether to extend the term.

Reverse mortgages are FHA-insured loans that can help you maximize the equity in your home so you can live a more comfortable retirement--but there are some caveats.   

The housing market has shown robust strength over the past year, but that strength may soon be tested by higher mortgage rates.

Before focusing on finding the best mortgage rates, refinance customers need to shop around to decide which type of financial institution they want to refinance with.

If you're eager to refinance at today's low mortgage rates, don't take the lazy way out -- spend a little time shopping for a refinance before you close on a new mortgage.

When a family outgrows a house but can't afford to sell, the situation isn't hopeless.