Credit & Debt

Taxpayers received an average tax refund of nearly $3,000 in 2021, according to the IRS, and it's possible to use this cash windfall to improve your financial situation.

A new survey exploring Valentine's Day shopping trends and statistics found a historic level of consumer spending in 2022.

A new survey from TD Bank claims that nearly a third of couples experience financial infidelity, like hiding a large purchase or holding secret debts.

Borrowers with a good credit score may be able to save thousands by consolidating credit card debt into a new loan.

Personal loan originations are expected to rise 11% in 2022 among non-prime borrowers with fair or bad credit scores, according to TransUnion.

Compared with credit cards, personal loans offer lower interest rates and more favorable repayment terms.

Taking out a bill consolidation loan can make managing your bills easier and potentially lower your monthly spending. Learn more.

Joe Biden said during his presidential campaign that he would reduce student debt for millions of Americans, but his allies remain divided on the issue, and some of his supporters are losing hope he will deliver.

Experian is the first major credit bureau that lets consumers create their own credit report.

It’s important to understand how soft and hard credit checks affect your credit score. Keep reading to learn about these two types of credit inquiries.

A new survey found that millennials are more financially confident and optimistic than any other generation, but they're held back by high-interest credit card debt.

Personal loans can be used to pay for anything from unexpected expenses to wedding expenses, with funding as fast as the next business day.

Americans paid $120 billion in credit card interest and fees each year between 2018 and 2020, according to the CFPB.

Credit card balances have reached pre-pandemic levels, according to the Federal Reserve, which means that many consumers may be looking for ways to consolidate multiple debts.

After a year of strong retail sales, consumers are starting to feel the impact of inflation and real income as it materializes across the economy.

A new law requires private health plans to cover surprise bills at in-network rates based on the median cost of care for similar services.

CPI data shows that consumer prices have risen 7% in the past year, which is the fastest rate of inflation since 1982.

Two-year personal loan rates fell to 9.09% in Q4 2021, which is the lowest it's been since the Federal Reserve began collecting this data.

More than half (57%) of Gen Z consumers who have set long-term goals for 2022 opted for a financial New Year's resolution, according to a new survey.

January is the perfect time to reflect on your money habits in the past year and find ways to improve your spending behavior, so you can have peace of mind about your financial plan.