Credit & Debt

It’s important to understand how soft and hard credit checks affect your credit score. Keep reading to learn about these two types of credit inquiries.

A new survey found that millennials are more financially confident and optimistic than any other generation, but they're held back by high-interest credit card debt.

Personal loans can be used to pay for anything from unexpected expenses to wedding expenses, with funding as fast as the next business day.

Americans paid $120 billion in credit card interest and fees each year between 2018 and 2020, according to the CFPB.

Credit card balances have reached pre-pandemic levels, according to the Federal Reserve, which means that many consumers may be looking for ways to consolidate multiple debts.

After a year of strong retail sales, consumers are starting to feel the impact of inflation and real income as it materializes across the economy.

A new law requires private health plans to cover surprise bills at in-network rates based on the median cost of care for similar services.

CPI data shows that consumer prices have risen 7% in the past year, which is the fastest rate of inflation since 1982.

Two-year personal loan rates fell to 9.09% in Q4 2021, which is the lowest it's been since the Federal Reserve began collecting this data.

More than half (57%) of Gen Z consumers who have set long-term goals for 2022 opted for a financial New Year's resolution, according to a new survey.

January is the perfect time to reflect on your money habits in the past year and find ways to improve your spending behavior, so you can have peace of mind about your financial plan.

Credit card companies, medical providers and more can hire debt collectors to hound you for virtually any kind of debt. Now, these professionals can also collect debt payments by reaching out to you online.

You can pay student loans with a credit card using a balance transfer, but it's best to avoid transferring student debt to a high-interest card. Learn more.

Eligible households have been using the monthly payment to supplement household spending and pay off debt, data shows. But the future of the child tax credit hangs in the balance as the Biden administration struggles to pass the Build Back Better bill, which would extend the benefit through 2022.

Most consumers are considering a financial New Year's resolution, according to a recent study from Fidelity. Keep reading to learn how you can meet your financial goals in 2022.

If your goal is to build better spending habits next year, consider these tips to meet your short-term and long-term goals.

The Credible Money Coach explains how long it can take to close on different types of loans.

The CFPB announced a new investigation into buy now, pay later (BNPL) credit programs, saying it is concerned they allow consumers to take on debt too easily.

Growth in holiday spending could reach an all-time high in 2021. Here are ways to pay down your holiday debt quickly.

Equifax is the first major credit bureau to formalize a standard process for reporting BNPL payments. Here's how the move may impact your personal finances.