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Decision Points: Fixed-Rate vs. Adjustable-Rate Mortgages

When you’re in the market for a mortgage, the two main types you will encounter are fixed-rate and adjustable-rate. Your lender should walk you through the specifics of both, including the risks of adjustable-rate mortgages. Here are the pros and cons of a fixed-rate and adjustable-rate mortgage:

Decision Points: When Should I Open an IRA Account?

While investing early is always a good idea, some people may want to wait before plunking their money down on retirement. Here is a guide to help you figure out the best time to open an IRA account.