Columns

Talking about finances isn’t the most romantic of conversations to have, but individuals need to understand the financial and legal implications marriage will have on their estate and retirement planning.

Dave Says: The percentage of your income dedicated to housing shouldn't top this number, and how many life insurance policies do you need?  

As pensions go the way of the dinosaur and Americans are living longer, it’s time for boomers to change their retirement expectations.

Dying without a will means giving up control of how your assets are distributed and who will care for your kids. 

Living in the moment might be a good approach to life, but it doesn’t work in the world of financial planning, especially when it comes to life insurance.

Dave Says: At what income level should consumers start considering umbrella insurance?

Dave Says: Whether you picking out an insurance policy or a bottle of wine, your budget always plays a role.

Rising health-care costs has made long-term care prohibitively expensive for aging Americans. Prolonged hospital stays or long-term care needs like a nursing or rehabilitation home can break budgets, and are generally not fully covered by health insurance or Medicare and Medicaid. So how do we fix this problem?

Many boomers plan to stay in the workforce longer than previous generations. Here's how to know it's time to enter retirement. 

Dave Says: Life insurance can provide financial piece of mind in the event of unthinkable circumstances, but choosing an adequate plan can be complicated. 

Identity thieves are looking for victims that will provide the most financial benefit, and oftentimes, boomers fit the bill. 

Dave Says: Is it ever too late to purchase health insurance? And how to make last-minute changes to a will.

Baby boomers nearing retirement should invest in bonds to safeguard their assets and reduce their risks in the stock market, but many fear with interest rates at a low level, bonds will decline in value. What should investors know about bonds?    

Building your nest egg over the course of your career is no easy task, but what can be more complicated is figuring out the best strategy for “withdrawing” the money you saved during retirement.

As the oldest baby boomers turn 70 this year be sure to add RMD’s to your retirement vocabulary.

Understanding the rules for divorced spouse benefits could mean thousands of dollars in additional income each year.

Retirement feels like a lifetime away when you are in your 20s, but that is exactly when you should start thinking about your golden years. Here's why.

The expanded life span today has many worried about being able to save enough money to last them throughout their golden years. Don’t bury your head in the sand, there are little things you can do now that will pay off later.

Your 401K or IRA may be charging you a lot more than you realize.

According to Fidelity Investments, the average 401(k) hit $91,000 last year – that’s 30% more than in 2011! If you haven’t already, you need to get in on this.