Lifestyle and Budget

Getting a credit card in college used to be as easy as filling out a form attached to a clipboard and walking away with a free T-shirt. But new laws have made opening a credit card more strict, but that doesn't mean students should have one.

Credit cards dole out rewards differently. Do you have the right card for where you shop?

Deferring student loan payments doesn't last forever. When they come due, it's time to pay up or suffer the credit consequences

Responsible use of credit cards is an easy way to build a credit record for your small business. But there are other ways, if you're determined to stay card-free

You've banked the sign-up miles from your new card. Here's how to escape yearly fees and keep your credit score up.

Starting this year, card issuers can charge $26 the first time you make a late payment, up from $25 in 2013.

Don't be a victim of mounting credit card debt. Follow these tips to maintain control.

For a fee, charity gift cards let recipients choose a favorite cause to support

Getting a credit card in college takes a lot more than filling out an application. 

Good Samaritans can actually make things worse if they take the wrong action. Read our surprising list of do's and don'ts for handling lost credit cards

If you have signed a legal contract with a card processing company, you are most likely on the hook to follow the terms of the agreement, even if another company offers you a better deal.

Some unexpectedly good news has the potential to change the economic narrative for 2013 -- or at least for 2014.

Visa reported a 28% decline in its 4Q earnings amid a tough year-over-year comparison, while revenue was lifted by a surge in credit card transactions.

Consumers have gotten dozens of perks from using credit card reward programs, and AmEx is now allowing cardholders use points for NYC taxis. 

Occasional tardiness won gentler treatment under a 2009 reform law, but repeat offenses bring heavier penalties

Swiping a credit card has replaced tearing a ticket stub as the mode of entry to a growing number of entertainment events. No card? No entry.

Yes, you love your perks and discounts, but at some point, your loyalty may cost you too much time and headaches to be worthwhile.

Checking fees are on the rise. But don't be too quick getting angry. 

If you travel internationally a lot, you might consider one of the premium credit cards that offer to refund your application fee for Global Entry, the U.S. Customs program allowing expedited entry into the U.S.

Three things stand between credit cards and low interest rates. What are they?