Lifestyle and Budget

If you ever carry forward a card balance, you're going to pay interest. But how's your rate set and when can your rates rise?

Will you qualify for better credit cards if new changes to scoring systems improve your credit?

While 'flipping' cards to take advantage of promotional deals can lead to free travel and other perks, if you don't play the game correctly, you can trash your credit.

Planning a trip abroad? Make sure your card (and a backup card) has EMV chip technology, no foreign transaction fees and notify your issuer of your plans.

Your credit score reflects less about what cards are in your wallet and more about how you use them.

Students who enter college also begin a lifelong journey with credit and debit card use. Here is how to do it safely.

Keeping cards active and paying loans on time is best way to maintain a strong credit score.

Yes, there are crooks out there waiting to steal your card info, but if you're vigilant you can stop them before they do too much damage.

Some options are drying up, but there are still ways to earn points by buying gift cards and reloadable products

When a bank won't give you a secured card, things are bad. Here's what to do.

Maxing out your card will have a negative effect on your credit score, however, the potentially positive payment history might just be worth it.

If you're under 21 and can't get a credit card, co-signing is an option. But not all issuers offer it.

Prepaid debit cards may be getting better, but they're still no match for proper credit cards.

Millions of Americans have had their card and other personal information stolen. What do you do? And what should you do?

You have 30 days to ask to verify credit card debt. After that, things get a lot trickier.

Don't give your college student the keys to your credit card without some driver's ed.

How to handle a handful of maxed-out credit cards. 

Charging automatic payments on a credit card can be beneficial for busy consumers, but it also has its faults. Here are the pros and cons to think about.

You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes

Getting a credit card can be tricky if your credit is in rough shape, but there are options.