Lifestyle and Budget

YOLO: When is it OK to splurge?

You max out your 401(k), never carry a card balance and have an emergency fund. When is it OK to blow the budget on a you-only-live-once moment?

Your Bank's Advice Isn't Always Right

Dave Says: Just because your bank is making the recommendation, doesn't mean you should follow it. And debt consolidation isn't a cure-all.