Lifestyle and Budget

How Canceled Cards Impact Credit Scores

When a card is canceled, the only way it can hurt your credit score is by reducing your credit utilization ratio -- or if you behaved badly with it

Shoppers out seeking deals, though sales have crept earlier

Parking lots were full and shopping bags were plentiful in some places Saturday as holiday gift-seekers were out looking for bargains, even as the competition among retailers to offer earlier deals and snag customers first has pulled sales forward.