Credit & Debt

A post-secondary degree can leave borrowers with a six-figure student loan balance, but it's important to remember that federal student aid isn't “free money.” Keep reading to learn more about the average student loan debt and how you can pay it off faster.

The House could act as early as this week, as Democrats rush to avert a government shutdown and avoid a debt default, while simultaneously crafting a partisan $3.5 trillion tax and spending bill.

The House will vote this week on a measure to suspend the nation's $28 trillion debt ceiling before the federal government runs out of cash to pay its bills in October.

Treasury Secretary Janet Yellen renewed her call for Congress to raise or suspend the nation's debt before October, warning that failure to do so could trigger an unprecedented financial crisis in the U.S.

The Biden administration is warning state and local governments about drastic cuts to Medicaid, food stamps, disaster relief and other federal programs if Congress fails to raise or suspend the debt ceiling soon.

Senate Minority Leader Mitch McConnell rejected a request by Treasury Secretary Janet Yellen for Republicans to join Democrats and raise or suspend the debt ceiling before the federal government runs out of cash to pay its bills in October.

No one can tell you how many credit cards you should have. But these tips could help you find the number that’s right for you.

Mitch McConnell and Chuck Schumer are refusing to budge on their contradictory positions on the debt limit, and one of them will have to cave before the looming October deadline.

The amount of debt that Americans are carrying has increased, suggesting a return to pre-pandemic spending habits. See how you can pay down credit card debt without having to significantly cut your spending habits.

If you’re looking to compare debt consolidation loans for fair credit, consider these 15 options.

A fair credit score could help you get favorable interest rates. Here’s how to find the best personal loans for fair credit.

New credit score data is out in Experian's 12th annual State of Credit report.

Labor Day 2021 is a great time to reflect on your summer spending and create a debt repayment plan. Here are three things you can do to reduce debt and improve your personal finances.

As the student debt crisis worsens, high school students are looking for new ways to pay for their college tuition.

Ensuring that your credit score is in tip-top shape is a big factor if you're looking to make a major credit purchase. One expert offers tips on how consumers can improve their score.

Adding a creditworthy cosigner to your private student loans can help you lock in a lower interest rate and save money on your college debt over time. Keep reading to learn more about what you should look for in a student loan cosigner.

Americans are paying more than $130,000 in interest over their lifetime, but there are several ways to lower interest fees. Here are a few ways to get started.

A $400,000 mortgage will cost more than just your principal and interest payment. Factor in all costs, including maintenance and fees. Learn more.

The Credible Money Coach offers some guidance on getting a mortgage with disability income and a low credit score.

Federal Direct loans come with set borrowing limits, which are dependent upon a number of factors. Keep reading to learn the federal student loan limits for the 2021-22 school year.