Retire

3 great reasons to take Social Security benefits at 62

Your monthly Social Security benefit is unique to you, and it's calculated based on your average monthly wage, indexed for inflation, during your 35 most profitable years of earnings in the workforce. That benefit, however, won't be yours in full until you reach full retirement age, or FRA.

The secret to getting into the 0% tax bracket

If you're tired of giving away the majority of your income to taxes, there's a way around that. You can legally decrease or completely eliminate your tax bill by taking advantage of some of the perks in the tax code.