Debt collectors can now contact you through text, email and even social media
Credit card companies, medical providers and more can hire debt collectors to hound you for virtually any kind of debt. Now, these professionals can also collect debt payments by reaching out to you online.
Private student loan rates edge up, but 10-year fixed rates are lower than this time last year
The latest private student loan interest rates from the Credible marketplace, updated weekly.
What is a mortgage origination fee and do I have to pay it?
If you’re a first-time homebuyer, you might not be prepared to pay a loan origination fee. Learn more about this fee and if you can avoid paying it.
Average home insurance rates are rising faster than inflation — and they're not likely to slow down
Average home insurance costs rose 11.4% between 2017 and 2020, outpacing inflation and driving up the price of homeownership for Americans across the country.
2022 is the year of the raise and workers getting the ‘upper hand,’ personal finance expert says
Personal finance expert Dan Roccato says it's a great time for workers to know their market value amid the biggest pay raise in a decade.
Today's mortgage rates slip lower for 30- and 20-year terms | Jan. 5, 2022
Check out the mortgage rates for Jan. 5, 2022, which are a mixed bag compared to yesterday.
30-year refinance rate edges down: Is today the day to refinance? | Jan. 5, 2022
Check out the mortgage refinancing rates for Jan. 5, 2022, which are largely unchanged from yesterday.
Average worker has ‘upper hand’ in asking for a raise in 2022: Expert
Credible.com personal finance expert Dan Roccato encourages workers to know their market value.
Companies setting aside 3.9% of 2022 payroll for raises: Report
Credible.com personal finance expert Dan Roccato on readying for a raise this year.
Mortgage rates rise as omicron fears ease, but remain at historic lows
Mortgage rates began climbing once again as fears eased over the COVID-19 omicron variant. But here's why one expert says that's good news for homebuyers.
Mortgage demand in 2022 may hit record even as rates rise
Overall demand for mortgage applications fell 2.7% in the final two weeks of the year, according to the weekly survey from the Mortgage Banker's Association.
Powerball jackpot rises to $610 million for Wednesday's drawing
The new year started for Powerball the way the old year ended, without a winner for the latest drawing.
What the Fed's new economic policy means for mortgage rates
Mortgage rate predictions have changed after the latest Federal Open Market Committee (FOMC) meeting last week. Here's what you need to know.
Can you pay student loans with a credit card?
You can pay student loans with a credit card using a balance transfer, but it's best to avoid transferring student debt to a high-interest card. Learn more.
IRS sending important letters to stimulus check, child tax credit recipients
Americans who received the third round of stimulus checks or an advanced child tax credit payment should be on the lookout for two important letters from the Internal Revenue Service.
Foreclosure activity falling but still sees annual increase, data shows
Foreclosure activity fell slightly in November but remained significantly higher than in 2020. However, economists explain why the data is encouraging.
We survived the 2006 housing crash but are struggling with a 5/1 ARM — where can we get a refinance mortgage?
The Credible Money Coach discusses options for refinancing an adjustable-rate mortgage.
Today's mortgage rates surge: Buyers should act ahead of further increases | Jan. 4, 2022
Check out the mortgage rates for Jan. 4, 2022, which are trending up from yesterday.
Refinance rates rise: 20- and 15-year terms emerge as best bargains | Jan. 4, 2022
Check out the mortgage refinancing rates for Jan. 4, 2022, which are up from yesterday.
Families are using the child tax credit to pay off debt, Census Bureau finds
Eligible households have been using the monthly payment to supplement household spending and pay off debt, data shows. But the future of the child tax credit hangs in the balance as the Biden administration struggles to pass the Build Back Better bill, which would extend the benefit through 2022.

















