Lifestyle and Budget

5 Things You Need to Know About Payroll Cards

More employers in the U.S. are offering their employees reloadable payroll cards in lieu of issuing checks or direct deposits. There are, however, a wide variety of costs and risks associated with payroll cards

Rates Remain Locked at 14.96%

July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report.

The Path to a Lower Interest Rate

Most banks and credit unions tie their credit cards' interest rates to the prime rate, but knowing the prime rate alone won't lead to lowering yours

Old Car Debt Hounds Ex-Wife

What do you do do when your wages are garnished to pay for a repossessed car that was jointly owned by you and your ex?

Credit CARD Act: The Next Generation

It's been four years since the law went into place, and consumer groups are urging lawmakers to make a host of fixes and enhancements.