Lifestyle and Budget

It's important when considering the following four items to think about the risks and rewards of insurance -- you may decide that the peace of mind insurance provides is worth the cost. Here are four bills you may be able to cut out.

A trip to the Middle East is expensive, whether you're paying with reward points or dollars. But combining a couple of credit card sign-up bonuses can nearly get you there for free.

The economy made progress in 2013, but it will have to overcome a series of challenges to sustain it in 2014.

Cash crunch? Yes, you should look for more income. But turn over every stone.

More Americans now say they prefer saving instead of spending--but will the trend last? 

If you've had little or no credit history and have no income, secured cards and becoming an authorized user are your best options when getting your first card.

The path to getting your first credit card may be bumpy at first, but if managed properly, the road to easy credit becomes a smooth ride

Boosting savings can be a chore. These 10 tips will make it easier to stash some cash.

Always worrying about money causes you to hyperfocus on the problems at hand to the point you easily get sucked into expensive, short-term solutions -- such as high-interest payday loans -- that multiply your problems.

It's the most wonderful time of the year, when even the most disciplined spender can end up running a credit card balance. Here’s how to minimize the damage.

It's the most wonderful time of the year, when even the most disciplined spender can end up running a credit card balance. Here’s how to minimize the damage.

The holiday season is about parties, celebrations and helping those in need. For Millennials on a tight budget, donating to charities may be hard, but not impossible.

The following eight roadblocks to financial security and peace are summarized by the acrostic, STOP RUIN. Each letter of STOP RUIN represents a roadblock to avoid, and below is a summary of the acrostic followed by a detailed explanation of each roadblock.

Are you 100% sure you are going to have a great retirement or do you have some doubts? If you are like most Americans, you probably have some doubts.

Starbucks is preparing to have the busiest day in its history for gift card purchases on Dec. 19 as last-minute shoppers top off their Christmas lists.

Dave Says: When it comes to paying off debt do you sacrifice your 401(k) contributions and savings to climb into the black? 

If you're totally stuck on what to buy this year, this list is the perfect place to start.

Debt collectors often get a bad rap, but should they?

Don't get stuck telling your Secret Secret that the gift is "in the mail." Here's a breakdown of when you need to place your order to get it under the tree in time.

Many consumers feel less-than-merry about holiday shopping.