Home Mortgage

Mortgage interest rates have hovered near historic lows in recent years, but change may be on the horizon.

The interest rate pendulum has swung in favor of homeowners again.

The realms of home loans and home ownership have undergone many challenges during the past several years. Here are 10 states where homeowners are still struggling.

A magical thing happens when you pay down a house and sell it somewhere down the road. The money comes back.

Have credit issues in your past? You still might qualify for a home loan.

Rising home values and low interest rates are a powerful combination for homeowners looking for more financial breathing room.

Refinancing your mortgage might be an option even after going through bankruptcy.

Paying off credit cards via a home refinance could change your credit utilization and help your credit score, if you don't go charging again.

Trying to refi if your home wasn't reaffirmed in bankruptcy? It can have consequences.

A loan modification will change your bankruptcy payments some, but it's still worth it.

If you're carrying a large debt load, a cash-out refinance can help put you on a better path.

If you already filed Ch. 7, you can file Ch. 13 to help bring your mortgage current, but be careful.

Don't give up hope on getting a mortgage just because your credit score is not perfect.

Taking on new credit cards to get sign-up bonuses and then canceling the cards will ding your credit score, and your ability to get a loan. 

Getting a bankruptcy dismissed will take time, making it tough to sell a home.

Closing accounts can ding your credit. Before you refinance, double-check with the bank.

When trying for a new lease, the marks on your credit left by an eviction are harder to remove than stains on an old carpet.

To get a mortgage these days, home buyers are typically required to have three credit scores. But what do you do if you don't have three credit scores?

Here's a path for mortgage applicants without much of a credit history. 

USAA, a financial services company that serves U.S. military personnel, over wants to take to the skies in an effort to fast-track insurance claims.