Home Mortgage

US mortgage rates blip higher

Long-term U.S. mortgage rates edged up this week as the benchmark 30-year rate bounced back from a seven-month low.

Long-term mortgage rates rebound

Long-term U.S. mortgage rates rose this week as the benchmark 30-year rate rebounded from a seven-month low, according to mortgage firm Freddie Mac.

U.S. depressed homeownership rate: 5 problems

Despite steadily improving local job markets and historically low mortgage rates, the U.S. homeownership rate is stuck near a 50-year low because of a perverse mix of affordability challenges, student loan debt, tight credit conditions and housing supply shortages, according to findings of a new white paper titled, “Hurdles to Homeownership: Understanding the Barriers” released today.

Long-term US mortgage rates fall

Long-term U.S. mortgage rates fell this week, with the benchmark 30-year rate declining for the fourth-straight week to its lowest level in nearly seven months.

Long-term US mortgage rates

Long-term U.S. mortgage rates Long-term U.S. mortgage rates were flat to slightly lower this week.

New home loan application coming

Fannie Mae and Freddie Mac will require mortgage lenders to use a new Uniform Residential Loan Application (URLA). Check out the changes to the new URLA.

US home equity is back, so why aren't more people borrowing?

Alicia Johnson and her husband wanted to renovate their home last fall but ran into a roadblock: When they tried to refinance their mortgage and borrow against their equity, five banks said no. Problem was, the Johnsons' mortgage covered their home in Christiansburg, Virginia, and some adjacent land — a deal-breaker.

Home buying tips: An offer they can't refuse

The housing market took another hit today when existing home sales data for April declined more than expected, dipping 2.3% to a seasonally adjusted 5.57 million homes, according to The National Association of Realtors.