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Social Security is facing serious financial challenges that have only been exacerbated by the coronavirus pandemic. That means it's wise to take action now, and you can start with this one benefit-boosting strategy.

However, 50% of pre-retirees may be in for a huge financial shock for one big reason: They expect the same out of Social Security at a time when future benefit cuts are very much on the table.

The accounts first became available to workers in 2006.

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A recent survey found that two thirds of American workers are saying they are at least somewhat confident that they are doing a good job preparing financially for retirement.

Retirement benefit tends to vary pretty significantly from state to state.