Debt consolidation vs. personal loans: How are they different?
You may consider a debt consolidation loan or a personal loan to pay off high-interest debt. Find out how they differ.
Holiday shoppers plan to spend more money in 2021 after 2 years of decline, TransUnion finds
Many consumers are planning on spending more money this holiday shopping season amid supply chain issues. Here's how consumer behavior may change the way you finance holiday expenses.
Holiday shoppers willing to take on more debt this year
A new survey revealed holiday gift-givers are willing to put themselves in debt this season.
How to pay off $200k in student loans faster
Student loan debt can be challenging to pay off. Here’s how to pay off $200k in student loan debt faster.
How to get a personal loan with fair credit
If you have fair credit and would like to take out a personal loan, you do have options. Find out what they are.
108,000 Americans will receive medical debt relief after $1.34M donation from Stacey Abrams' PAC
See what the progressive politician is doing to reduce medical debt in America, and consider your options if you need debt relief.
Gen Z consumers are driving the credit industry rebound, TransUnion report finds
The youngest generation of consumers are leading the way in new credit originations, according to TransUnion. Here's how to choose the right credit card company and build better spending habits.
How will paying off a personal loan early affect my credit?
The Credible Money Coach helps a reader weigh the pros, cons, and credit impact of paying off a personal loan early.
70% of Americans go over budget during the holidays, survey finds: How to cut costs
A recent survey found that most Americans admit to overspending during the holidays, but gift-giving doesn't have to be a burden on your wallet. Consider these tips to create a budget and earn rewards on your holiday spending.
Yellen says Democrats can address debt ceiling via reconciliation if needed
Treasury Secretary Janet Yellen on Monday renewed her push for Congress to raise the debt ceiling before the U.S. government runs out of cash in early December, but she said Democrats should be willing to address the issue on their own if Republicans refuse to act in a bipartisan manner to avoid a first-ever debt default.
Online grocery retailers have hidden price markups, MIT study finds: How to save money on your food budget
Stocking your shelves with fresh groceries shouldn't be a financial burden. But with the rise of online grocery shopping, prices are becoming less predictable, according to a study from MIT.
Medical debt is the leading cause of bankruptcy, data shows: How to reduce your hospital bills
Filing for bankruptcy can discharge your medical debt, but it can leave a lasting negative impact on your creditworthiness.
Credit card interest rates spike to near all-time high, Fed data shows
Credit card interest rates hit a near-record high in Q3, reaching 17.13%. Consider these methods for paying off high-interest credit card debt.
Should I keep my big checking account balance or pay off my credit cards?
The Credible Money Coach helps a reader with $14,000 in her checking account understand the value of paying off credit cards.
Yellen says Treasury will extend 'extraordinary measures' until Dec. 3 debt-ceiling deadline
Treasury Secretary Janet Yellen told congressional leaders Monday she will extend extraordinary cash management measures to temporarily finance the U.S. government until Dec. 3, the new deadline for lawmakers to raise or suspend the debt ceiling or risk a first-ever default.
Millions of Americans cut off from unemployment benefits still won't return to work by year's end: analysis
Despite improving conditions and 1.3 million jobs being added to the market by the end of 2021, many Americans will still be out of work, according to a Goldman Sachs analysis.
Average personal loan interest rates drop to lowest level of 2021, Fed reports
Personal loans can come with a range of rates depending on a borrower's creditworthiness. Here's how you can take advantage of low average personal loan rates.
House to vote on temporary debt ceiling increase Tuesday, putting off potential economic crisis until December
The House of Representatives will vote on the Senate-passed temporary debt ceiling increase on Tuesday evening.
Some Republicans unhappy with McConnell's debt ceiling deal: 'Complete capitulation'
Some Republican lawmakers are unhappy with the debt-ceiling deal that Senate Minority Leader Mitch McConnell struck with Democrats to temporarily pull the U.S. government back from the brink of a catastrophic default.
Schumer sets likely debt ceiling vote Saturday, as Congress puts off debt crisis until December
The Senate is set this week to temporarily avert a debt ceiling default, but the fundamental impasse between Republicans and Democrats remains and might rear its head later this year.



















