Personal loan rates are much lower in 2022 than they were a year ago, data shows
So far in 2022, personal loan interest rates are lower than they were this time last year, Credible data shows.
State of the Union: Inflation is Biden's 'top priority' as Fed eyes March rate hike
President Joe Biden's first State of the Union address leaned heavily on his economic agenda to build “a better America.”
TransUnion to include buy now, pay later loans on credit reports
BNPL is rising in popularity as shoppers look for alternatives to traditional credit cards — and TransUnion is now including this data in credit reporting.
Personal loans may help you pay off $10K worth of credit card debt 10 years faster: Here's how
Consolidating your credit card debt into a personal loan at a lower rate can help you get out of debt years faster and save extra money on interest charges.
Buy now, pay later users are unaware of payment option's consequences, Barclays study claims
Although Buy Now, Pay Later (BNPL) payment programs are growing in popularity, a study claims that consumers are unaware of its potential consequences.
Should you get a wedding loan to pay for your big day?
Wedding loans provide a lump sum to pay for goods and services on your big day. Here’s a look at what they offer and how to shop for the right loan.
Personal loans are the fastest-growing product at credit unions, data shows
Unsecured personal loans are the fastest-growing products offered at credit unions, according to a new industry report.
How to lower your credit card payments by consolidating into a personal loan
Personal loans offer a way to repay credit card debt at a fixed interest rate and low monthly payment.
5 ways to improve your credit score in 2022
Building your credit history can be as simple as checking your credit report for errors and improving your on-time payment history.
Seeking debt relief? Here’s how credit counseling can help
Nonprofit credit counseling agencies offer free or low-cost financial services for consumers who are struggling to manage debt or considering bankruptcy. Here's what a credit counselor can do for you.
Credit card debt is surging at a record-high rate, NY Fed reports
If you're just making the minimum payments on your credit cards, it may be worthwhile to consider one of these debt repayment strategies.
14 million Americans have over $10K in credit card debt, survey says: 3 ways to pay it down quickly
About 14 million Americans are at least $10,000 in credit card debt, according to a new survey. Here's what you can do to pay yours down.
NY Fed: Household debt grew by $1 trillion in 2021, most since before the Great Recession
Growing household debt is driven by higher prices on consumer goods, including homes and cars, according to the New York Fed.
GOP lawmaker's bill would prevent members of Congress from canceling their own student loans
A Republican lawmaker introduced legislation that would prevent members of Congress from personally benefiting from student debt cancelation decisions made during their tenure.
The average wedding costs $28K, study says: Here are 3 ways to pay
Couples who married in 2021 paid an average of $266 per guest, according to a new study from wedding website The Knot.
5 ways to use your tax refund strategically
Taxpayers received an average tax refund of nearly $3,000 in 2021, according to the IRS, and it's possible to use this cash windfall to improve your financial situation.
Average consumer will spend $175 on Valentine's Day gifts, data shows
A new survey exploring Valentine's Day shopping trends and statistics found a historic level of consumer spending in 2022.
32% of Americans are keeping a financial secret from their partner, survey claims
A new survey from TD Bank claims that nearly a third of couples experience financial infidelity, like hiding a large purchase or holding secret debts.
Credit card consolidation may save you thousands as personal loan rates are at record lows
Borrowers with a good credit score may be able to save thousands by consolidating credit card debt into a new loan.
Personal loan lenders will accept more subprime borrowers in 2022, TransUnion says
Personal loan originations are expected to rise 11% in 2022 among non-prime borrowers with fair or bad credit scores, according to TransUnion.



















