Lending to borrowers with low credit scores could increase in 2022, TransUnion forecasts
Auto loans, credit cards and personal loans to borrowers with low credit scores could increase in 2022, a new TransUnion forecast shows.
How to avoid gift card scams as they surge this holiday season
Credit card expert Ted Rossman raises red flags to prevent you from falling for gift card scammers this holiday season.
Amazon's most-loved holiday gift ideas for 2021 revealed
Your search for holiday gift ideas ends here. Keep reading to browse some of Amazon's most-loved gifts of 2021, and learn about consolidating holiday debt when the gift-giving season is over.
How can I get my lender to report my good payment history to the credit bureaus?
Reader asks the Credible Money Coach how to get truck payment history report to credit bureaus.
Black Friday shopping declines as Cyber Monday expected to be top spending holiday of 2021
This holiday shopping season, consumers are ditching short-term Black Friday deals in favor of a more long-term online shopping strategy, according to a new report.
Credit card applications are on the rise
Americans are applying for credit cards at a rate not seen since before the pandemic.
Holiday shoppers plan to spend nearly $1,000 this year, survey finds: 3 tips to avoid overspending
Consumers plan to spend $998 this holiday shopping season, according to a National Retail Federation (NRF) survey. Here's how you can overcome higher prices amid shipping delays and labor shortages to take advantage of holiday sales.
This Black Friday, what’s the best way to pay?
Two payment options are vying hard for shoppers’ attention this Black Friday: “buy now, pay later” services and store credit cards.
Need cash for holiday shopping? Here are 3 ways to borrow strategically
If you need to borrow money for the holidays, read this guide to learn more about your loan options.
The risks of using buy now, pay later to finance holiday shopping on Black Friday
Buy now, pay later apps let you break up larger purchases into a short-term repayment schedule. But there are a few things you should know before you use them to finance holiday shopping.
Amazon may drop Visa as partner on US credit card
Amazon.com Inc is considering dropping Visa as partner on its U.S. co-branded credit card after earlier confirming it would stop accepting Visa credit cards in the United Kingdom as a dispute over payments intensified.
Costco finds 5 card skimmers at four Chicago-area warehouses
Costco customers at four of the retailer's Chicago-area warehouses had their payment information compromised after employees discovered five card-skimming devices during routine PIN pad inspections at the end of August.
Holiday shoppers plan to spend more money in 2021 after 2 years of decline, TransUnion finds
Many consumers are planning on spending more money this holiday shopping season amid supply chain issues. Here's how consumer behavior may change the way you finance holiday expenses.
Gen Z consumers are driving the credit industry rebound, TransUnion report finds
The youngest generation of consumers are leading the way in new credit originations, according to TransUnion. Here's how to choose the right credit card company and build better spending habits.
70% of Americans go over budget during the holidays, survey finds: How to cut costs
A recent survey found that most Americans admit to overspending during the holidays, but gift-giving doesn't have to be a burden on your wallet. Consider these tips to create a budget and earn rewards on your holiday spending.
Online grocery retailers have hidden price markups, MIT study finds: How to save money on your food budget
Stocking your shelves with fresh groceries shouldn't be a financial burden. But with the rise of online grocery shopping, prices are becoming less predictable, according to a study from MIT.
Credit card interest rates spike to near all-time high, Fed data shows
Credit card interest rates hit a near-record high in Q3, reaching 17.13%. Consider these methods for paying off high-interest credit card debt.
Should I keep my big checking account balance or pay off my credit cards?
The Credible Money Coach helps a reader with $14,000 in her checking account understand the value of paying off credit cards.
Apple Pay fees vex credit-card issuers
Banks rushed to work with the Apple Pay mobile wallet when it debuted in 2014. They have some regrets.
The Platinum Card® from American Express review: Big benefits balance big annual fee
For a travel credit card that offers ample rewards and travel perks, check out the Platinum CardⓇ from American Express.



















