Columns

What Your Valentine Really Wants, and it's Not Chocolates

Call it unromantic, but odds are your partner would be more appreciative if you took the money you planned to buy Valentine's Day gifts with and instead used it for something practical, like a down payment or credit card debt.

How Much Life Insurance Do I Need?

Dave Says: The best way to calculate appropriate life insurance coverage and how to deal with a stubborn car insurance provider. 

Do You Qualify for the Earned Income Tax Credit?

The Earned Income Tax Credit is a refundable tax break that is designed to help low-income workers make ends meet. But because of fraud, the IRS has strict requirements on who is eligible to take the credit.

Defining Taxable and Nontaxable Income, Part 2

Tax law is so convoluted and filled with exceptions that it becomes more and more difficult every year to keep up. If you get an odd piece of income – something other than your W2 wages or a retirement distribution and you find you need to clarify the tax implications, here are some tips.

How Boomers can Shed Debt in Retirement

Living on a fixed-income in retirement can be difficult, especially with the burden of debt. Here are tips on how to manage and reduce debt in retirement that would crimp boomers’ lifestyles.

How Well Do You Know Your Tax Preparer?

The number of fraudulent tax returns involving identity theft is on the rise and you'll be surprised how the scammers are getting ahold of personal information.

Sequestration: When Will You Feel the Pain?

The administration has warned that automatic budget cuts will bring flight delays, school cancellations, furloughed government workers and meat shortages -- but is it all hype?

Don’t Fall Short in Your Retirement Savings

New research shows retirees are facing a major decline in their living standards in the last seven years of retirement due to inadequately funded retirement savings. Don’t let this happen to you.

Where’s My Refund?

The IRS has been busy this year with changes to the tax code thanks to last-minute decisions on Capitol Hill and some taxpayers might face delays getting their refund. But it’s easy to track your money so you can plan accordingly.

Are Warehouse Clubs a Good Bargain?

Dave Says: Can a salvage title give you a decent inexpensive car or will it cause more headaches. And how to shop at warehouse clubs to get the most for your money.