nerdwallet inc - NRDS

NRDS

Close Chg Chg %
15.55 0.05 0.32%

Closed Market

15.60

+0.05 (0.32%)

Volume: 852.81K

Last Updated:

Dec 4, 2025, 4:00 PM EDT

Company Overview: nerdwallet inc - NRDS

NRDS Key Data

Open

$15.59

Day Range

15.27 - 15.66

52 Week Range

7.55 - 16.24

Market Cap

$1.13B

Shares Outstanding

72.71M

Public Float

39.06M

Beta

1.43

Rev. Per Employee

N/A

P/E Ratio

16.55

EPS

$0.98

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

944.36K

 

NRDS Performance

1 Week
 
3.93%
 
1 Month
 
14.37%
 
3 Months
 
46.07%
 
1 Year
 
15.30%
 
5 Years
 
N/A
 

NRDS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About nerdwallet inc - NRDS

NerdWallet, Inc. engages in building online tools that provide information, insights, and consumer-driven advice about personal finance. It provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses with providers of financial products. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Mateo, CA.

NRDS At a Glance

NerdWallet, Inc.
19 South B Street
San Mateo, California 94401
Phone 1-415-549-8913 Revenue 687.60M
Industry Packaged Software Net Income 30.40M
Sector Technology Services 2024 Sales Growth 14.715%
Fiscal Year-end 12 / 2025 Employees 650
View SEC Filings

NRDS Valuation

P/E Current 16.554
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 34.519
Price to Sales Ratio 1.526
Price to Book Ratio 2.706
Price to Cash Flow Ratio 14.62
Enterprise Value to EBITDA 13.824
Enterprise Value to Sales 1.439
Total Debt to Enterprise Value 0.009

NRDS Efficiency

Revenue/Employee 1,057,846.154
Income Per Employee 46,769.231
Receivables Turnover 6.308
Total Asset Turnover 1.606

NRDS Liquidity

Current Ratio 3.273
Quick Ratio 3.273
Cash Ratio 1.14

NRDS Profitability

Gross Margin 90.765
Operating Margin 3.374
Pretax Margin 0.727
Net Margin 4.421
Return on Assets 7.101
Return on Equity 8.316
Return on Total Capital 8.148
Return on Invested Capital 8.201

NRDS Capital Structure

Total Debt to Total Equity 2.444
Total Debt to Total Capital 2.385
Total Debt to Total Assets 2.034
Long-Term Debt to Equity 1.126
Long-Term Debt to Total Capital 1.099
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Nerdwallet Inc - NRDS

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
379.60M 538.90M 599.40M 687.60M
Sales Growth
+54.75% +41.97% +11.23% +14.71%
Cost of Goods Sold (COGS) incl D&A
45.20M 39.80M 54.00M 63.50M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
35.00M 37.00M 48.20M 48.40M
Depreciation
27.00M 24.00M 30.90M 34.70M
Amortization of Intangibles
8.00M 13.00M 17.30M 13.70M
COGS Growth
+40.16% -11.95% +35.68% +17.59%
Gross Income
334.40M 499.10M 545.40M 624.10M
Gross Income Growth
+56.96% +49.25% +9.28% +14.43%
Gross Profit Margin
+88.09% +92.61% +90.99% +90.76%
2021 2022 2023 2024 5-year trend
SG&A Expense
354.40M 505.10M 536.40M 600.90M
Research & Development
62.20M 77.60M 80.50M 82.50M
Other SG&A
292.20M 427.50M 455.90M 518.40M
SGA Growth
+67.60% +42.52% +6.20% +12.02%
Other Operating Expense
- - - -
-
Unusual Expense
17.60M 13.00M 5.40M 13.80M
EBIT after Unusual Expense
(37.60M) (19.00M) 3.60M 9.40M
Non Operating Income/Expense
1.20M 1.50M 3.50M (3.70M)
Non-Operating Interest Income
- 1.50M 3.60M 4.80M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
1.30M 2.50M 800.00K 700.00K
Interest Expense Growth
+18.18% +92.31% -68.00% -12.50%
Gross Interest Expense
1.30M 2.50M 800.00K 700.00K
Interest Capitalized
- - - -
-
Pretax Income
(37.70M) (20.00M) 6.30M 5.00M
Pretax Income Growth
-4,288.89% +46.95% +131.50% -20.63%
Pretax Margin
-9.93% -3.71% +1.05% +0.73%
Income Tax
4.80M (9.80M) 18.10M (25.40M)
Income Tax - Current - Domestic
700.00K 3.90M 18.60M 20.70M
Income Tax - Current - Foreign
- - - 100.00K
-
Income Tax - Deferred - Domestic
- 4.70M (13.90M) (45.60M)
Income Tax - Deferred - Foreign
(600.00K) 100.00K (500.00K) (500.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(42.50M) (10.20M) (11.80M) 30.40M
Minority Interest Expense
- - - -
-
Net Income
(42.50M) (10.20M) (11.80M) 30.40M
Net Income Growth
-901.89% +76.00% -15.69% +357.63%
Net Margin Growth
-11.20% -1.89% -1.97% +4.42%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(42.50M) (10.20M) (11.80M) 30.40M
Preferred Dividends
- - - -
-
Net Income Available to Common
(42.50M) (10.20M) (11.80M) 30.40M
EPS (Basic)
-0.6337 -0.1445 -0.1538 0.3974
EPS (Basic) Growth
-887.20% +77.20% -6.44% +358.39%
Basic Shares Outstanding
67.07M 70.60M 76.70M 76.50M
EPS (Diluted)
-0.6337 -0.1445 -0.1538 0.3853
EPS (Diluted) Growth
-887.20% +77.20% -6.44% +350.52%
Diluted Shares Outstanding
67.07M 70.60M 76.70M 78.90M
EBITDA
15.00M 31.00M 57.20M 71.60M
EBITDA Growth
-36.17% +106.67% +84.52% +25.17%
EBITDA Margin
+3.95% +5.75% +9.54% +10.41%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 15.833
Number of Ratings 7 Current Quarters Estimate 0.175
FY Report Date 12 / 2025 Current Year's Estimate 0.627
Last Quarter’s Earnings 0.34 Median PE on CY Estimate N/A
Year Ago Earnings 0.38 Next Fiscal Year Estimate 0.932
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 6 4 6 6
Mean Estimate 0.17 0.18 0.63 0.93
High Estimates 0.21 0.23 0.66 1.07
Low Estimate 0.16 0.11 0.61 0.77
Coefficient of Variance 10.08 32.21 3.03 13.15

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 4 4
OVERWEIGHT 1 1 1
HOLD 2 2 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Nerdwallet Inc - NRDS

Date Name Shares Transaction Value
Nov 20, 2025 Samuel Yount Chief Business Officer 389,101 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $14.25 per share 5,544,689.25
Mar 21, 2025 John H. Lee Chief Financial Officer 119,847 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 21, 2025 John H. Lee Chief Financial Officer 287,632 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 21, 2025 John H. Lee Chief Financial Officer 239,693 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 21, 2025 John H. Lee Chief Financial Officer 575,263 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 21, 2025 Samuel Yount Chief Business Officer 132,612 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 6, 2025 Tim Chen Chief Executive Officer; Director 619,215 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $10.09 per share 6,247,879.35
Mar 6, 2025 Lauren StClair Chief Financial Officer 307,606 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $10.09 per share 3,103,744.54

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