nerdwallet inc - NRDS

NRDS

Close Chg Chg %
10.00 0.10 1.00%

Closed Market

10.10

+0.10 (1.00%)

Volume: 846.63K

Last Updated:

Mar 30, 2026, 4:00 PM EDT

Company Overview: nerdwallet inc - NRDS

NRDS Key Data

Open

$10.09

Day Range

10.06 - 10.32

52 Week Range

7.55 - 16.24

Market Cap

$667.86M

Shares Outstanding

66.79M

Public Float

32.42M

Beta

1.45

Rev. Per Employee

N/A

P/E Ratio

15.59

EPS

$0.65

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.06M

 

NRDS Performance

1 Week
 
0.00%
 
1 Month
 
-7.83%
 
3 Months
 
-26.20%
 
1 Year
 
10.86%
 
5 Years
 
N/A
 

NRDS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About nerdwallet inc - NRDS

NerdWallet, Inc. engages in building online tools that provide information, insights, and consumer-driven advice about personal finance. It provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses with providers of financial products. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Mateo, CA.

NRDS At a Glance

NerdWallet, Inc.
19 South B Street
San Mateo, California 94401
Phone 1-415-549-8913 Revenue 836.60M
Industry Packaged Software Net Income 48.70M
Sector Technology Services 2025 Sales Growth 21.67%
Fiscal Year-end 12 / 2026 Employees 650
View SEC Filings

NRDS Valuation

P/E Current 15.586
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 21.119
Price to Sales Ratio 1.229
Price to Book Ratio 2.579
Price to Cash Flow Ratio 7.81
Enterprise Value to EBITDA 8.127
Enterprise Value to Sales 1.127
Total Debt to Enterprise Value 0.016

NRDS Efficiency

Revenue/Employee 1,287,076.923
Income Per Employee 74,923.077
Receivables Turnover 6.725
Total Asset Turnover 1.836

NRDS Liquidity

Current Ratio 3.451
Quick Ratio 3.451
Cash Ratio 1.419

NRDS Profitability

Gross Margin 92.386
Operating Margin 8.319
Pretax Margin 8.152
Net Margin 5.821
Return on Assets 10.688
Return on Equity 13.185
Return on Total Capital 12.506
Return on Invested Capital 13.006

NRDS Capital Structure

Total Debt to Total Equity 3.979
Total Debt to Total Capital 3.826
Total Debt to Total Assets 3.145
Long-Term Debt to Equity 1.629
Long-Term Debt to Total Capital 1.567
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Nerdwallet Inc - NRDS

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
538.90M 599.40M 687.60M 836.60M
Sales Growth
+41.97% +11.23% +14.71% +21.67%
Cost of Goods Sold (COGS) incl D&A
39.80M 54.00M 63.50M 63.70M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
37.00M 48.20M 48.40M 46.40M
Depreciation
24.00M 30.90M 34.70M 32.50M
Amortization of Intangibles
13.00M 17.30M 13.70M 13.90M
COGS Growth
-11.95% +35.68% +17.59% +0.31%
Gross Income
499.10M 545.40M 624.10M 772.90M
Gross Income Growth
+49.25% +9.28% +14.43% +23.84%
Gross Profit Margin
+92.61% +90.99% +90.76% +92.39%
2022 2023 2024 2025 5-year trend
SG&A Expense
505.10M 536.40M 600.90M 703.30M
Research & Development
77.60M 80.50M 82.50M 66.70M
Other SG&A
427.50M 455.90M 518.40M 636.60M
SGA Growth
+42.52% +6.20% +12.02% +17.04%
Other Operating Expense
- - - -
-
Unusual Expense
13.00M 5.40M 13.80M 4.40M
EBIT after Unusual Expense
(19.00M) 3.60M 9.40M 65.20M
Non Operating Income/Expense
1.50M 3.50M (3.70M) 3.60M
Non-Operating Interest Income
1.50M 3.60M 4.80M 3.20M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
2.50M 800.00K 700.00K 600.00K
Interest Expense Growth
+92.31% -68.00% -12.50% -14.29%
Gross Interest Expense
2.50M 800.00K 700.00K 600.00K
Interest Capitalized
- - - -
-
Pretax Income
(20.00M) 6.30M 5.00M 68.20M
Pretax Income Growth
+46.95% +131.50% -20.63% +1,264.00%
Pretax Margin
-3.71% +1.05% +0.73% +8.15%
Income Tax
(9.80M) 18.10M (25.40M) 19.50M
Income Tax - Current - Domestic
3.90M 18.60M 20.70M 3.50M
Income Tax - Current - Foreign
- - - 100.00K
-
Income Tax - Deferred - Domestic
- (13.90M) (45.60M) 16.30M
Income Tax - Deferred - Foreign
100.00K (500.00K) (500.00K) (300.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(10.20M) (11.80M) 30.40M 48.70M
Minority Interest Expense
- - - -
-
Net Income
(10.20M) (11.80M) 30.40M 48.70M
Net Income Growth
+76.00% -15.69% +357.63% +60.20%
Net Margin Growth
-1.89% -1.97% +4.42% +5.82%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(10.20M) (11.80M) 30.40M 48.70M
Preferred Dividends
- - - -
-
Net Income Available to Common
(10.20M) (11.80M) 30.40M 48.70M
EPS (Basic)
-0.1445 -0.1538 0.3974 0.6554
EPS (Basic) Growth
+77.20% -6.44% +358.39% +64.92%
Basic Shares Outstanding
70.60M 76.70M 76.50M 74.30M
EPS (Diluted)
-0.1445 -0.1538 0.3853 0.6416
EPS (Diluted) Growth
+77.20% -6.44% +350.52% +66.52%
Diluted Shares Outstanding
70.60M 76.70M 78.90M 75.90M
EBITDA
31.00M 57.20M 71.60M 116.00M
EBITDA Growth
+106.67% +84.52% +25.17% +62.01%
EBITDA Margin
+5.75% +9.54% +10.41% +13.87%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 15.60
Number of Ratings 7 Current Quarters Estimate 0.28
FY Report Date 03 / 2026 Current Year's Estimate 0.978
Last Quarter’s Earnings 0.19 Median PE on CY Estimate N/A
Year Ago Earnings 0.64 Next Fiscal Year Estimate 1.195
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 7 7
Mean Estimate 0.28 0.19 0.98 1.20
High Estimates 0.42 0.31 1.39 2.06
Low Estimate 0.17 0.14 0.78 0.86
Coefficient of Variance 28.68 28.88 20.62 33.75

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 3 4
OVERWEIGHT 1 1 1
HOLD 1 0 2
UNDERWEIGHT 0 0 0
SELL 1 0 0
MEAN Overweight Buy Overweight

Insider Actions for Nerdwallet Inc - NRDS

Date Name Shares Transaction Value
Mar 12, 2026 Tim Chen Chief Executive Officer; Director 562,192 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $11.08 per share 6,229,087.36
Nov 20, 2025 Samuel Yount Chief Business Officer 389,101 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $14.25 per share 5,544,689.25

Nerdwallet Inc in the News