Chonce Maddox Rhea

Choncé Maddox Rhea is a Certified Financial Education Instructor (CFEI) and freelance writer who loves to help people find ways to manage their money better, pay off debt, and save more. She lives in the Midwest with her husband, son and their two pets.

Here's why mortgage rates are on the rise

Wondering why mortgage rates are suddenly going up? This is due to a variety of factors, but now could still be the perfect time to make a move if you are looking to buy a home or refinance at a lower rate.

Getting a joint mortgage? Here’s how your credit score factors in

If you're thinking about getting a joint mortgage with another person, one of the most important things to consider is how your credit scores will be factored into the approval process. Learn about the key benefits of getting a joint mortgage along with what to watch out for.

Is it worth getting a starter home?

A starter home is a common option for first-time homebuyers looking to get their feet wet in the housing market. While starter homes are generally cheaper, you could be giving up a lot of your preferences in a home or get stuck paying for costly repairs. Here's how to consider if a starter home is best for you.