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Rising fees and fewer free checking accounts give credit unions an edge.
With consumers seeking a safe place for their cash and rates on CDs and savings low, the cash sitting in checking accounts is at all-time highs.
Americans say they'd prefer to pay a small fee every time they use their checking account rather than the monthly flat fee they pay now.
With word that continuing attacks on bank websites may be supported by Iran, the banking industry looks for help.
CD rates may be at record lows, but there's one group able to earn 10% on their savings: military service members in harm's way.