The annual list of best and worst states for credit conditions is based on an analysis of the unemployment rate, bankruptcy rate, foreclosure rate, average credit score and credit card delinquency rate of each state.
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Here are the 2012 results:
Read the full analysis and see the top 10 and bottom 10 states and why they ranked this way.
The original article can be found at CardRatings.com:Best and worst states for credit: the full list