Lifestyle and Budget

You can save now by paying an old debt at a discount, but consider your credit over the long run before making up your mind.

If you have debts that went into collections and were later discharged in bankruptcy, when can you expect those marks to be erased from your credit reports?

Your wallet can take a hit when you're blue. Find out how poor mental health feeds on debt.

Thinking you only have one credit score is like believing pigs can fly. Here's the real deal.

There are some debts that should be paid off right away, while other payments might be beneficial to pay off over time. Here's how to know the difference and set up the best payback plan.

Dave Says: Getting out of debt is tough, but it's important to stay on track without causing problems in other financial areas.

You could be responsible for payments due on your spouse's small business credit card, even after you divorce. 

I settled my old credit card debt. Why is it still marked "past due" on my credit report?

When  you have a strong credit score, but a lot of credit cards, what will closing one do to your score?

The bank took your boat and charged off the debt. So why are collectors still floating around?

Practices that let debt buyers win collection judgments with just hurriedly signed affidavits appear headed for a major overhaul

Getting a bankruptcy dismissed will take time, making it tough to sell a home.

Credit card debt? Shhhh! It ranks as the No. 1 taboo subject, ahead of sex, politics and religion as a conversational no-no.

Even in bankruptcy, banks and credit unions have different ways of collecting on unpaid loans.

There can be good reasons to repay a debt even after it is too old for you to be sued over -- but you could create a new headache if you're not careful.

If you repaid a collector after a judgment was placed, how do you clear the record? 

It's hard to get out of debt, it's also hard to stay out of debt.

Most credit cards offer to extend manufacturers' warranties, but you'll have to meet a laundry list of requirements to qualify.

Plans for traveling to the unique country, including how to pay for items while in Cuba, must be ironed out ahead of time. In short, if you are traveling to Cuba, bring cash -- and preferably not U.S. dollars.

The Consumer Financial Protection Bureau is looking into overdraft fees, and stocks got a lot cheaper yesterday.