Lifestyle and Budget

When a spouse has thousands in secret card debt and then files for divorce, exactly who is responsible for repaying that debt?

If you run a balance on your credit card and even maybe pays late sometimes, credit card issuers would like your business. 

Credit is an asset—part wealth-building tool and part security blanket—that we can draw on in both good and bad times.

Incurring more debt to get rid of debt could be trouble once you get to court.

A dispute is supposed to clear up errors in your credit report. But what happens when it doesn't?

When it comes to getting out of the circle of debt, you need to take a clear, honest look at your finances. 

Debt is often associated with poor planning or being in financial straits. But for a small business, there are times when it's smart to use debt as a financing option. Knowing when is the tricky part

You can save now by paying an old debt at a discount, but consider your credit over the long run before making up your mind.

If you have debts that went into collections and were later discharged in bankruptcy, when can you expect those marks to be erased from your credit reports?

Your wallet can take a hit when you're blue. Find out how poor mental health feeds on debt.

Thinking you only have one credit score is like believing pigs can fly. Here's the real deal.

There are some debts that should be paid off right away, while other payments might be beneficial to pay off over time. Here's how to know the difference and set up the best payback plan.

Dave Says: Getting out of debt is tough, but it's important to stay on track without causing problems in other financial areas.

You could be responsible for payments due on your spouse's small business credit card, even after you divorce. 

I settled my old credit card debt. Why is it still marked "past due" on my credit report?

When  you have a strong credit score, but a lot of credit cards, what will closing one do to your score?

The bank took your boat and charged off the debt. So why are collectors still floating around?

Practices that let debt buyers win collection judgments with just hurriedly signed affidavits appear headed for a major overhaul

Getting a bankruptcy dismissed will take time, making it tough to sell a home.

Credit card debt? Shhhh! It ranks as the No. 1 taboo subject, ahead of sex, politics and religion as a conversational no-no.