Lifestyle and Budget

One out of five people who complained about their credit report said it contains information that does not even belong to them, but how do you get them fixed?

Americans are getting better at paying off their credit card bills and avoiding interest charges, but about a third are still struggling to pay more than the minimum

Will ignoring calls from a debt collector threaten your creditworthiness?

With high card debt, no job and a desire to return to school, will qualifying for a student loan be insurmountable?

As retirement approaches, it's time to review your collection of credit cards to make sure they're still working for you.

Many young adults are already struggling to get out from student loan debt, but what if they need to take on more debt for a car or a home? 

It's worthwhile to see if your home insurance policy has this sneaky exclusion.

After struggling to pay your debts, you're ready to consider bankruptcy. It's time to contact a lawyer to represent you, but which one?

It's easy to miss documents and not file statements when you file for bankruptcy yourself.

Which is a better way to pay $5,000: a credit card balance transfer or a bank loan?

Americans are constantly bombarded with offers to borrow money, so learning to say no is an essential survival skill.

If you have $4,000 in card debt and are five months behind on the bill, is it better for your credit score to settle the bill or pay it off? 

If you can afford to pay off a high-cost loan, do it. Don't stick with a bad loan in the false belief that it will help build your credit score.

When a spouse has thousands in secret card debt and then files for divorce, exactly who is responsible for repaying that debt?

If you run a balance on your credit card and even maybe pays late sometimes, credit card issuers would like your business. 

Credit is an asset—part wealth-building tool and part security blanket—that we can draw on in both good and bad times.

Incurring more debt to get rid of debt could be trouble once you get to court.

A dispute is supposed to clear up errors in your credit report. But what happens when it doesn't?

When it comes to getting out of the circle of debt, you need to take a clear, honest look at your finances. 

Debt is often associated with poor planning or being in financial straits. But for a small business, there are times when it's smart to use debt as a financing option. Knowing when is the tricky part