Lifestyle and Budget

Having a bank account can get complicated for Americans living and working in Europe.

Planning to apply for student loans? You might want to check your credit.

Small businesses with good credit may benefit from transferring business card debt to a lower-interest loan or 0-percent interest card

Having greater diversity in the types of credit you use can nudge your credit score up -- as long as you make your payments on time

If you’re tired of paying high interest rates and getting rejection letters from lenders, it’s time to clean up your credit history. 

A loan modification will change your bankruptcy payments some, but it's still worth it.

A business owner has unpaid credit card debt worth thousands. Should she settle, file for bankruptcy or something else?

A business owner has unpaid credit card debt worth thousands. Should she settle, file for bankruptcy or something else?

If you drop an inactive credit card to save on annual fees, should you ask for a credit limit increase on other cards to mitigate damage to your credit score?

The promise of fast and easy credit repair can be misleading to young grads navigating and learning the process of building credit firsthand. Here’s what credit experts say young adults need to be on the watch for and how they can maintain a health credit score. 

Before you file for divorce, you'll want to file for bankruptcy. But there are other steps, too.

Depending on how the average is measured and who's doing the measuring, Americans are either doing pretty well when it comes to managing our credit cards, or horribly

These mistakes are more common -- and costly -- than they seem.

When a card is canceled, the only way it can hurt your credit score is by reducing your credit utilization ratio -- or if you behaved badly with it

When a card is canceled, the only way it can hurt your credit score is by reducing your credit utilization ratio -- or if you behaved badly with it

If you want to settle a debt with a collector for less than owed, do it safely and permanently by following these steps

Sure, you can help a relative overwhelmed by debt. Help her negotiate, consolidate -- but be careful about taking that debt on yourself.

One issuer gave you a $500 limit while another gave you a $1,000 limit. Want to know why?

If you're carrying a large debt load, a cash-out refinance can help put you on a better path.

If your business is failing and you default on several credit cards, the issuers of your other cards will know about it and may cut you off -- but you have ways to escape the jam.