Lifestyle and Budget

11 Money Excuses to Stop Making in 2014

We all know that we should be saving for retirement. But that doesn't mean we are doing it. Here's how to make 2014 the year you boost your nest egg. 

The Financial Power of Negative Thinking

Optimism may feel good, but pessimism is sometimes more helpful in building wealth. Here are six times it pays to have a more pessimistic financial outlook

5 Ways to Limit Risk from Stocks

As the market soars, investors need to consider strategies for reining in their risk exposure. Here are five ways to do it.

Paying Off Children's Debt: Should You Do It?

Dave Says: when it comes to creating a budget, it doesn't matter if it's a household of one or 10. And is it ever a good idea for parents to pay off their children's debt?

Retirement Tip for Gen Y: Save Now!

Today's younger savers have the power to control their financial future if they get a head start on their retirement planning.

5 End-of-Year Money Moves

Tax deadlines and holiday shopping make the end of the year a natural time for some financial maintenance.

How to Determine Your Risk Tolerance

Whether you are a risk-taker, more conservative or a mix of both, knowing just how much exposure you are comfortable with is important to avoid becoming beholden to the gyrations of Wall Street.