Columns

Dave Says: College isn't for everyone, but what do you do with a Education Savings Account if your child decides to go straight into the workforce? 

Dave Says: Having a big heart isn't an excuse for irresponsible money habits. And breaking spending habits are hard, especially when it means you have to give up luxuries you've grown accustomed to. 

While some boomers might be hesitant to invest in any section of the real estate market, some experts say REITS can enhance long-term returns and reduce risk.  

Dave Says: A pre-nup may be in order under one condition: If there are substantial assets in one persons name.

Dave Says: Tired of digging yourself out of debt only to fall back in? Here's how to break the bad cycle. 

Dave Says: If youre properly prepared, you can keep Murphy away from your door and out of debt.

The Social Security program has taken center stage recently with the spotlight focusing on how retirees can maximize their Social Security benefits.  

If you have children attending school, be it kindergarten or college, back-to-school shopping can be a budget buster. 

Every year senior citizens are robbed of billions of dollars, and in a majority of cases, the crime goes unreported--not because the perpetrator cannot be identified, but because he or she is a family member or trusted advisor. 

Today's seniors are the richest elderly population the world has ever seen, which has scammers licking their chops. 

When it comes to teaching kids how to be charitable, writing a checking and sending it off in the mail won't cut it. 

Deciding when and how to file for Social Security benefits are important retirement decisions. Claim benefits the wrong way and you lose out on thousands of dollars in income over your retirement. 

Deciding when and how to file for Social Security benefits are important retirement decisions. Claim benefits the wrong way and you lose out on thousands of dollars in income over your retirement. 

Baby boomers want more from their communities than just bingo and shuffleboard, and will shun anything associated with growing older.

Buying a house and saving for retirement are big financial decisions that couples should work together on, but it's the everyday decisions like dining out or buying new shoes that can lead to divorce. 

The number of children living in a grandparent's home has increased significantly over the past decade. Having to suddenly be responsible for children can be emotionally and financially hard on boomers.  While it can bring great joy, raising another family isnt part of most boomers retirement plans.

If you find that you made an omission or an error on your income tax return, you may amend the tax return using Form 1040X, but it can be a little tricky to fill out. 

The IRS doesn't make writing off a casualty loss easy, here's what you need to know.         

Last month the IRS announced an amnesty program extending through Aug. 31, 2011 for taxpayers with offshore accounts. If you dont take advantage of this program, you come under threat of criminal prosecution.

Welcome to the working world college grads, now pay up!