401(k)

The secret to getting into the 0% tax bracket

If you're tired of giving away the majority of your income to taxes, there's a way around that. You can legally decrease or completely eliminate your tax bill by taking advantage of some of the perks in the tax code.

3 drawbacks of only using a 401(k) for retirement

A 401(k) usually lets you choose from a handful of mutual funds your employer selected, and sometimes that's fine. But if there aren't any options that appeal to you, there isn't a lot you can do. Your employer might be willing to add some more investment choices if you request it, but it doesn't have to.