About usio inc - USIO
USIO, Inc. operates as an integrated electronic payment solutions provider. The firm provides payment acceptance, card-based processing, prepaid cards, and payment facilitation and electronic billing products and services to businesses, merchants and consumers. It operates through the following segments: Output Solutions and Merchant Services. The Output Solutions segment offers electronic bill presentment, document composition, document decomposition and printing and mailing services serving hundreds of customers representing a wide range of industry verticals, including utilities and financial institutions. The Merchant Services segment offers integrated electronic payment processing services to merchants and businesses, including credit and debit card-based processing services and electronic funds transfer via the ACH network. The company was founded by Louis A. Hoch and Michael R. Long in 1998 and is headquartered in San Antonio, TX.
USIO At a Glance
USIO, Inc.
3611 Paesanos Parkway
San Antonio, Texas 78231
| Phone | 1-210-249-4100 | Revenue | 85.39M | |
| Industry | Finance/Rental/Leasing | Net Income | -2,512,339.00 | |
| Sector | Finance | 2025 Sales Growth | 2.968% | |
| Fiscal Year-end | 12 / 2026 | Employees | 107 | |
| View SEC Filings |
USIO Valuation
| P/E Current | N/A |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 0.429 |
| Price to Book Ratio | 2.105 |
| Price to Cash Flow Ratio | 24.19 |
| Enterprise Value to EBITDA | -110.853 |
| Enterprise Value to Sales | 0.387 |
| Total Debt to Enterprise Value | 0.118 |
USIO Efficiency
| Revenue/Employee | 798,071.271 |
| Income Per Employee | -23,479.804 |
| Receivables Turnover | 16.19 |
| Total Asset Turnover | 0.705 |
USIO Liquidity
| Current Ratio | 1.082 |
| Quick Ratio | 1.078 |
| Cash Ratio | 0.065 |
USIO Profitability
| Gross Margin | 20.782 |
| Operating Margin | -2.629 |
| Pretax Margin | -2.342 |
| Net Margin | -2.942 |
| Return on Assets | -2.075 |
| Return on Equity | -13.555 |
| Return on Total Capital | -11.523 |
| Return on Invested Capital | -11.648 |
USIO Capital Structure
| Total Debt to Total Equity | 21.716 |
| Total Debt to Total Capital | 17.841 |
| Total Debt to Total Assets | 2.884 |
| Long-Term Debt to Equity | 16.529 |
| Long-Term Debt to Total Capital | 13.58 |