upbound group inc. - UPBD

UPBD

Close Chg Chg %
16.89 -0.15 -0.89%

Open Market

16.74

-0.15 (0.89%)

Volume: 392.83K

Last Updated:

Sep 22, 2026, 1:47 PM EDT

Company Overview: upbound group inc. - UPBD

UPBD Key Data

Open

$17.30

Day Range

16.74 - 17.38

52 Week Range

15.82 - 26.40

Market Cap

$998.67M

Shares Outstanding

58.30M

Public Float

55.73M

Beta

1.77

Rev. Per Employee

N/A

P/E Ratio

11.14

EPS

$1.57

Yield

923.62%

Dividend

$0.39

EX-DIVIDEND DATE

Jun 16, 2026

SHORT INTEREST

N/A

AVERAGE VOLUME

819.57K

 

UPBD Performance

1 Week
 
-1.40%
 
1 Month
 
-10.16%
 
3 Months
 
-17.37%
 
1 Year
 
-30.89%
 
5 Years
 
-71.83%
 

UPBD Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 6
Full Ratings ➔

About upbound group inc. - UPBD

Upbound Group, Inc. engages in the provision of furniture, electronics, appliances, computers, and smartphones through flexible rental purchase agreements. It operates through the following segments: Rent-A-Center Business, Preferred Lease, Mexico, and Franchising. The Rent-A-Center Business segment consists of company-owned rent-to-own stores in the United States and Puerto Rico. The Preferred Lease segment offers an on-site rent-to-own option at a third-party retailer's location. The Mexico segment consists of its company-owned rent-to-own stores in Mexico. The Franchising segment sells rental merchandise to its franchisees. The company was founded by Mark E. Speese on September 16, 1986 and is headquartered in Plano, TX.

UPBD At a Glance

Upbound Group, Inc.
5501 Headquarters Drive
Plano, Texas 75024
Phone 1-972-801-1100 Revenue 4.70B
Industry Finance/Rental/Leasing Net Income 73.24M
Sector Finance 2025 Sales Growth 8.668%
Fiscal Year-end 12 / 2026 Employees 12,050
View SEC Filings

UPBD Valuation

P/E Current 11.141
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 14.052
Price to Sales Ratio 0.219
Price to Book Ratio 1.462
Price to Cash Flow Ratio 3.37
Enterprise Value to EBITDA 5.672
Enterprise Value to Sales 0.589
Total Debt to Enterprise Value 0.671

UPBD Efficiency

Revenue/Employee 389,631.618
Income Per Employee 6,078.174
Receivables Turnover 23.106
Total Asset Turnover 1.585

UPBD Liquidity

Current Ratio 2.515
Quick Ratio 0.667
Cash Ratio 0.169

UPBD Profitability

Gross Margin 32.695
Operating Margin 7.522
Pretax Margin 2.302
Net Margin 1.56
Return on Assets 2.472
Return on Equity 11.058
Return on Total Capital 2.87
Return on Invested Capital 3.211

UPBD Capital Structure

Total Debt to Total Equity 266.864
Total Debt to Total Capital 72.742
Total Debt to Total Assets 56.674
Long-Term Debt to Equity 252.482
Long-Term Debt to Total Capital 68.822
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Upbound Group Inc. - UPBD

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
4.25B 3.99B 4.32B 4.70B
Sales Growth
-7.38% -5.96% +8.22% +8.67%
Cost of Goods Sold (COGS) incl D&A
2.93B 2.71B 2.96B 3.16B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
133.87M 124.26M 118.38M 134.35M
Depreciation
67.98M 75.45M 72.00M 75.30M
Amortization of Intangibles
65.89M 48.81M 46.38M 59.05M
COGS Growth
-7.24% -7.71% +9.37% +6.70%
Gross Income
1.31B 1.28B 1.36B 1.54B
Gross Income Growth
-7.68% -2.05% +5.80% +12.96%
Gross Profit Margin
+30.89% +32.17% +31.45% +32.70%
2022 2023 2024 2025 5-year trend
SG&A Expense
1.01B 977.63M 1.03B 1.18B
Research & Development
- - - -
-
Other SG&A
1.01B 977.63M 1.03B 1.18B
SGA Growth
+4.49% -3.04% +5.07% +15.06%
Other Operating Expense
- - - -
-
Unusual Expense
154.49M 143.97M 44.76M 133.12M
EBIT after Unusual Expense
148.54M 162.87M 287.00M 220.05M
Non Operating Income/Expense
641.00K 3.42M 1.13M 1.02M
Non-Operating Interest Income
641.00K 3.42M 3.10M 2.62M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
87.71M 113.42M 110.58M 112.98M
Interest Expense Growth
+23.75% +29.31% -2.50% +2.17%
Gross Interest Expense
87.71M 113.42M 110.58M 112.98M
Interest Capitalized
- - - -
-
Pretax Income
61.47M 52.87M 177.54M 108.09M
Pretax Income Growth
-68.36% -14.00% +235.83% -39.12%
Pretax Margin
+1.45% +1.32% +4.11% +2.30%
Income Tax
49.11M 58.05M 54.06M 34.85M
Income Tax - Current - Domestic
84.35M 68.12M 82.20M (17.23M)
Income Tax - Current - Foreign
4.57M 4.38M 1.54M 3.84M
Income Tax - Deferred - Domestic
(39.24M) (26.77M) (28.25M) 46.99M
Income Tax - Deferred - Foreign
(563.00K) 12.30M (1.43M) 1.24M
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
12.36M (5.18M) 123.48M 73.24M
Minority Interest Expense
- - - -
-
Net Income
12.36M (5.18M) 123.48M 73.24M
Net Income Growth
-90.84% -141.91% +2,484.21% -40.68%
Net Margin Growth
+0.29% -0.13% +2.86% +1.56%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
12.36M (5.18M) 123.48M 73.24M
Preferred Dividends
- - - -
-
Net Income Available to Common
12.36M (5.18M) 123.48M 73.24M
EPS (Basic)
0.2295 -0.0942 2.2593 1.2968
EPS (Basic) Growth
-90.30% -141.05% +2,498.41% -42.60%
Basic Shares Outstanding
53.85M 54.98M 54.65M 56.48M
EPS (Diluted)
0.2096 -0.0942 2.2076 1.2496
EPS (Diluted) Growth
-89.62% -144.94% +2,443.52% -43.40%
Diluted Shares Outstanding
58.97M 54.98M 55.93M 58.61M
EBITDA
436.90M 431.10M 450.14M 487.53M
EBITDA Growth
-30.13% -1.33% +4.42% +8.31%
EBITDA Margin
+10.29% +10.80% +10.42% +10.38%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 28.643
Number of Ratings 6 Current Quarters Estimate 0.907
FY Report Date 09 / 2026 Current Year's Estimate 4.16
Last Quarter’s Earnings 1.07 Median PE on CY Estimate N/A
Year Ago Earnings 4.13 Next Fiscal Year Estimate 4.622
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 6 6 6 6
Mean Estimate 0.91 1.10 4.16 4.62
High Estimates 0.96 1.16 4.21 4.76
Low Estimate 0.87 1.02 4.04 4.38
Coefficient of Variance 3.30 5.63 1.54 3.02

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 4 5
OVERWEIGHT 1 1 1
HOLD 1 2 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Buy

Insider Actions for Upbound Group Inc. - UPBD

Date Name Shares Transaction Value
Oct 24, 2025 Jeffrey J. Brown Director 22,443 Open market or private purchase of non-derivative security Non-derivative transaction at $22.27 per share 499,805.61
Oct 24, 2025 Jeffrey J. Brown Director 90,965 Open market or private purchase of non-derivative security Non-derivative transaction at $22.27 per share 2,025,790.55
Oct 24, 2025 Jeffrey J. Brown Director 141,422 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Oct 24, 2025 Glenn P. Marino Director 49,925 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Oct 24, 2025 Carol A. McFate Director 39,284 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Oct 24, 2025 Charu Jain Director 12,360 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Oct 24, 2025 Molly Langenstein Director 18,315 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00

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