repay holdings corp - RPAY

RPAY

Close Chg Chg %
2.57 0.01 0.39%

Closed Market

2.58

+0.01 (0.39%)

Volume: 2.92M

Last Updated:

Apr 2, 2026, 4:00 PM EDT

Company Overview: repay holdings corp - RPAY

RPAY Key Data

Open

$2.54

Day Range

2.40 - 2.60

52 Week Range

2.40 - 6.06

Market Cap

$212.00M

Shares Outstanding

82.17M

Public Float

65.12M

Beta

1.59

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$3.03

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

1.56M

 

RPAY Performance

1 Week
 
-15.69%
 
1 Month
 
-12.24%
 
3 Months
 
-28.73%
 
1 Year
 
-49.51%
 
5 Years
 
-89.06%
 

RPAY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About repay holdings corp - RPAY

Repay Holdings Corp. engages in the provision of integrated payment processing solutions to vertical markets that have specific and bespoke transactions. It offers payments, instant funding, active safe, AP automation, clearing and settlement, messaging management, STX mortgage transfer automation, virtual debit cards, and value-added services. The firm operates through the Consumer Payments and Business Payments segments. The Consumer Payments segment provides solutions such as debit and credit card processing, ACH processing and other electronic payment acceptance solutions. The Business Payments segment provides payment processing solutions, which includes accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions The company was founded by John Morris and Shaler A. Alias in 2006 and is headquartered in Atlanta, GA.

RPAY At a Glance

Repay Holdings Corp.
3060 Peachtree Road North West
Atlanta, Georgia 30305
Phone 1-404-504-7472 Revenue 309.26M
Industry Miscellaneous Commercial Services Net Income -256,724,000.00
Sector Commercial Services Employees 486
Fiscal Year-end 12 / 2026
View SEC Filings

RPAY Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 1.01
Price to Book Ratio 0.616
Price to Cash Flow Ratio 3.43
Enterprise Value to EBITDA 5.905
Enterprise Value to Sales 1.945
Total Debt to Enterprise Value 0.726

RPAY Efficiency

Revenue/Employee 636,339.506
Income Per Employee -528,238.683
Receivables Turnover 8.503
Total Asset Turnover 0.222

RPAY Liquidity

Current Ratio 0.818
Quick Ratio 0.818
Cash Ratio 0.603

RPAY Profitability

Gross Margin 42.027
Operating Margin -0.06
Pretax Margin -89.554
Net Margin -83.012
Return on Assets -18.448
Return on Equity -41.218
Return on Total Capital -27.865
Return on Invested Capital -25.146

RPAY Capital Structure

Total Debt to Total Equity 90.184
Total Debt to Total Capital 47.419
Total Debt to Total Assets 36.30
Long-Term Debt to Equity 59.628
Long-Term Debt to Total Capital 31.353
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Repay Holdings Corp - RPAY

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
279.23M 296.63M 313.04M 309.26M
Sales Growth
+27.35% +6.23% +5.53% -1.21%
Cost of Goods Sold (COGS) incl D&A
172.58M 173.56M 175.35M 179.29M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
107.75M 103.86M 103.71M 102.05M
Depreciation
2.40M 2.43M 1.74M 1.16M
Amortization of Intangibles
105.35M 101.43M 101.97M 100.89M
COGS Growth
+18.87% +0.57% +1.03% +2.25%
Gross Income
106.65M 123.07M 137.70M 129.97M
Gross Income Growth
+43.96% +15.39% +11.89% -5.61%
Gross Profit Margin
+38.19% +41.49% +43.99% +42.03%
2022 2023 2024 2025 5-year trend
SG&A Expense
111.60M 124.82M 130.65M 130.16M
Research & Development
- - - -
-
Other SG&A
111.60M 124.82M 130.65M 130.16M
SGA Growth
+13.90% +11.85% +4.67% -0.37%
Other Operating Expense
- - - -
-
Unusual Expense
(12.32M) 111.78M 20.94M 274.58M
EBIT after Unusual Expense
7.38M (113.53M) (13.89M) (274.77M)
Non Operating Income/Expense
11.91M (4.95M) 10.85M 11.76M
Non-Operating Interest Income
- - 5.99M 4.06M
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
4.38M 1.05M 7.87M 13.95M
Interest Expense Growth
+18.91% -76.05% +651.24% +77.15%
Gross Interest Expense
4.38M 1.05M 7.87M 13.95M
Interest Capitalized
- - - -
-
Pretax Income
14.91M (119.53M) (10.92M) (276.96M)
Pretax Income Growth
+117.20% -901.44% +90.86% -2,436.24%
Pretax Margin
+5.34% -40.30% -3.49% -89.55%
Income Tax
6.17M (2.12M) (575.00K) (5.87M)
Income Tax - Current - Domestic
1.56M 923.00K 1.44M 205.00K
Income Tax - Current - Foreign
419.00K 556.00K 473.00K 299.00K
Income Tax - Deferred - Domestic
4.18M (3.59M) (2.49M) (6.37M)
Income Tax - Deferred - Foreign
- - - 16.00K
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
8.74M (117.42M) (10.35M) (271.09M)
Minority Interest Expense
(4.09M) (6.93M) (189.00K) (14.36M)
Net Income
12.84M (110.49M) (10.16M) (256.72M)
Net Income Growth
+125.63% -960.78% +90.81% -2,427.81%
Net Margin Growth
+4.60% -37.25% -3.24% -83.01%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
12.84M (110.49M) (10.16M) (256.72M)
Preferred Dividends
- - - -
-
Net Income Available to Common
12.84M (110.49M) (10.16M) (256.72M)
EPS (Basic)
0.1446 -1.227 -0.113 -3.0006
EPS (Basic) Growth
+124.06% -948.55% +90.79% -2,555.40%
Basic Shares Outstanding
88.79M 90.05M 89.92M 85.56M
EPS (Diluted)
0.116 -1.227 -0.113 -3.0006
EPS (Diluted) Growth
+119.30% -1,157.76% +90.79% -2,555.40%
Diluted Shares Outstanding
110.67M 90.05M 89.92M 85.56M
EBITDA
102.80M 102.10M 110.76M 101.86M
EBITDA Growth
+56.24% -0.68% +8.48% -8.04%
EBITDA Margin
+36.82% +34.42% +35.38% +32.94%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 7.143
Number of Ratings 7 Current Quarters Estimate 0.209
FY Report Date 06 / 2026 Current Year's Estimate 0.886
Last Quarter’s Earnings 0.205 Median PE on CY Estimate N/A
Year Ago Earnings 0.82 Next Fiscal Year Estimate 0.932
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 7 5
Mean Estimate 0.21 0.23 0.89 0.93
High Estimates 0.22 0.26 0.93 1.00
Low Estimate 0.20 0.20 0.80 0.79
Coefficient of Variance 3.33 9.31 5.00 8.96

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 0 0 0
HOLD 2 2 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Repay Holdings Corp in the News