q2 holdings inc - QTWO
QTWO
Close Chg Chg %
74.28 0.28 0.37%
Closed Market
74.56
+0.28 (0.37%)
Volume: 266.05K
Last Updated:
Dec 26, 2025, 3:59 PM EDT
Company Overview: q2 holdings inc - QTWO
QTWO Key Data
| Open $74.33 | Day Range 73.56 - 74.82 |
| 52 Week Range 58.58 - 105.29 | Market Cap $4.64B |
| Shares Outstanding 62.53M | Public Float 59.92M |
| Beta 1.38 | Rev. Per Employee N/A |
| P/E Ratio 153.34 | EPS $0.51 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 620.07K |
QTWO Performance
| 1 Week | 0.51% | ||
| 1 Month | 3.31% | ||
| 3 Months | -0.45% | ||
| 1 Year | -27.90% | ||
| 5 Years | -41.84% |
QTWO Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
16
Full Ratings ➔
About q2 holdings inc - QTWO
Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.
QTWO At a Glance
Q2 Holdings, Inc.
10355 Pecan Park Boulevard
Austin, Texas 78729
| Phone | 1-833-444-3469 | Revenue | 696.46M | |
| Industry | Information Technology Services | Net Income | -38,536,000.00 | |
| Sector | Technology Services | 2024 Sales Growth | 11.501% | |
| Fiscal Year-end | 12 / 2025 | Employees | 2,477 | |
| View SEC Filings |
QTWO Valuation
| P/E Current | 153.344 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 8.686 |
| Price to Book Ratio | 11.804 |
| Price to Cash Flow Ratio | 44.88 |
| Enterprise Value to EBITDA | 127.493 |
| Enterprise Value to Sales | 8.819 |
| Total Debt to Enterprise Value | 0.088 |
QTWO Efficiency
| Revenue/Employee | 281,172.386 |
| Income Per Employee | -15,557.529 |
| Receivables Turnover | 13.937 |
| Total Asset Turnover | 0.558 |
QTWO Liquidity
| Current Ratio | 1.309 |
| Quick Ratio | 1.309 |
| Cash Ratio | 1.125 |
QTWO Profitability
| Gross Margin | 48.459 |
| Operating Margin | -4.973 |
| Pretax Margin | -4.431 |
| Net Margin | -5.533 |
| Return on Assets | -3.088 |
| Return on Equity | -7.976 |
| Return on Total Capital | -3.639 |
| Return on Invested Capital | -4.182 |
QTWO Capital Structure
| Total Debt to Total Equity | 104.504 |
| Total Debt to Total Capital | 51.101 |
| Total Debt to Total Assets | 41.792 |
| Long-Term Debt to Equity | 65.752 |
| Long-Term Debt to Total Capital | 32.152 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Q2 Holdings Inc - QTWO
Collapse All in section
| All values USD millions. | 2021 | 2022 | 2023 | 2024 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 498.72M | 565.67M | 624.62M | 696.46M | |
Sales Growth
| +23.83% | +13.42% | +10.42% | +11.50% | |
Cost of Goods Sold (COGS) incl D&A
| 291.59M | 327.58M | 342.64M | 358.96M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 66.73M | 73.16M | 85.11M | 82.81M | |
Depreciation
| 15.60M | 17.70M | 19.90M | 16.60M | |
Amortization of Intangibles
| 39.23M | 43.96M | 51.81M | 52.21M | |
COGS Growth
| +18.51% | +12.34% | +4.60% | +4.76% | |
Gross Income
| 207.13M | 238.10M | 281.98M | 337.50M | |
Gross Income Growth
| +32.18% | +14.95% | +18.43% | +19.69% | |
Gross Profit Margin
| +41.53% | +42.09% | +45.14% | +48.46% |
| 2021 | 2022 | 2023 | 2024 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 280.43M | 328.48M | 357.04M | 372.14M | |
Research & Development
| 116.95M | 130.10M | 137.33M | 143.24M | |
Other SG&A
| 163.48M | 198.38M | 219.71M | 228.89M | |
SGA Growth
| +16.54% | +17.13% | +8.70% | +4.23% | |
Other Operating Expense
| - | - | - | - | - |
Unusual Expense
| 6.21M | 14.38M | (8.87M) | 7.63M | |
EBIT after Unusual Expense
| (79.51M) | (104.76M) | (66.19M) | (42.26M) | |
Non Operating Income/Expense
| 1.48M | 5.36M | 10.10M | 16.34M | |
Non-Operating Interest Income
| 1.48M | 5.36M | 10.10M | 16.34M | |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 33.07M | 6.68M | 5.73M | 4.94M | |
Interest Expense Growth
| +15.45% | -79.81% | -14.14% | -13.83% | |
Gross Interest Expense
| 33.07M | 6.68M | 5.73M | 4.94M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| (111.10M) | (106.08M) | (61.82M) | (30.86M) | |
Pretax Income Growth
| +18.43% | +4.53% | +41.72% | +50.08% | |
Pretax Margin
| -22.28% | -18.75% | -9.90% | -4.43% | |
Income Tax
| 1.64M | 2.91M | 3.56M | 7.68M | |
Income Tax - Current - Domestic
| 70.00K | 1.27M | 660.00K | 3.02M | |
Income Tax - Current - Foreign
| 959.00K | 959.00K | 1.98M | 2.15M | |
Income Tax - Deferred - Domestic
| 741.00K | 1.04M | 1.18M | 2.22M | |
Income Tax - Deferred - Foreign
| (127.00K) | (355.00K) | (251.00K) | 276.00K | |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| (112.75M) | (108.98M) | (65.38M) | (38.54M) | |
Minority Interest Expense
| - | - | - | - | - |
Net Income
| (112.75M) | (108.98M) | (65.38M) | (38.54M) | |
Net Income Growth
| +18.07% | +3.34% | +40.01% | +41.06% | |
Net Margin Growth
| -22.61% | -19.27% | -10.47% | -5.53% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| (112.75M) | (108.98M) | (65.38M) | (38.54M) | |
Preferred Dividends
| - | - | - | - | - |
Net Income Available to Common
| (112.75M) | (108.98M) | (65.38M) | (38.54M) | |
EPS (Basic)
| -1.9993 | -1.902 | -1.1205 | -0.6411 | |
EPS (Basic) Growth
| +24.43% | +4.87% | +41.09% | +42.78% | |
Basic Shares Outstanding
| 56.39M | 57.30M | 58.35M | 60.10M | |
EPS (Diluted)
| -1.9993 | -1.902 | -1.1205 | -0.6411 | |
EPS (Diluted) Growth
| +24.43% | +4.87% | +41.09% | +42.78% | |
Diluted Shares Outstanding
| 56.39M | 57.30M | 58.35M | 60.10M | |
EBITDA
| (6.56M) | (17.22M) | 10.05M | 48.17M | |
EBITDA Growth
| +62.68% | -162.40% | +158.34% | +379.39% | |
EBITDA Margin
| -1.32% | -3.04% | +1.61% | +6.92% |
Snapshot
| Average Recommendation | OVERWEIGHT | Average Target Price | 89.714 | |
| Number of Ratings | 16 | Current Quarters Estimate | 0.602 | |
| FY Report Date | 12 / 2025 | Current Year's Estimate | 2.372 | |
| Last Quarter’s Earnings | 0.655 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 1.651 | Next Fiscal Year Estimate | 2.78 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 12 | 11 | 12 | 13 |
| Mean Estimate | 0.60 | 0.62 | 2.37 | 2.78 |
| High Estimates | 0.70 | 0.71 | 2.46 | 3.23 |
| Low Estimate | 0.55 | 0.49 | 2.30 | 2.40 |
| Coefficient of Variance | 6.37 | 9.83 | 2.10 | 8.15 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 10 | 10 | 10 |
| OVERWEIGHT | 1 | 2 | 2 |
| HOLD | 5 | 5 | 5 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Overweight | Overweight | Overweight |
SEC Filings for Q2 Holdings Inc - QTWO
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Q2 Holdings Inc - QTWO
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Dec 12, 2025 | Himagiri Mukkamala Chief Operating Officer | 96,046 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.68 per share | 7,076,669.28 |
| Dec 12, 2025 | Kirk L. Coleman Chief Business Officer | 269,128 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.68 per share | 19,829,351.04 |
| Mar 14, 2025 | Kimberly A. Rutledge Chief People Officer | 113,278 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.12 per share | 8,396,165.36 |
| Mar 14, 2025 | Michael A. Volanoski Chief Revenue Officer | 212,971 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 14, 2025 | Jonathan A. Price Chief Financial Officer | 191,669 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $72.89 per share | 13,970,753.41 |
| Mar 14, 2025 | Jonathan A. Price Chief Financial Officer | 209,378 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.53 per share | 15,604,942.34 |
| Mar 14, 2025 | Jonathan A. Price Chief Financial Officer | 223,789 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.39 per share | 16,647,663.71 |
| Mar 14, 2025 | Jonathan A. Price Chief Financial Officer | 240,936 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.12 per share | 17,858,176.32 |
| Mar 14, 2025 | Jonathan A. Price Chief Financial Officer | 252,030 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 14, 2025 | Kimberly A. Rutledge Chief People Officer | 102,653 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.2 per share | 7,514,199.60 |
| Mar 14, 2025 | Michael A. Volanoski Chief Revenue Officer | 178,406 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $72.9 per share | 13,005,797.40 |
| Mar 14, 2025 | Kimberly A. Rutledge Chief People Officer | 119,934 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 14, 2025 | Michael A. Volanoski Chief Revenue Officer | 197,966 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.12 per share | 14,673,239.92 |
| Mar 14, 2025 | John E. Breeden Chief Delivery Officer | 155,748 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $72.91 per share | 11,355,586.68 |
| Mar 14, 2025 | John E. Breeden Chief Delivery Officer | 179,833 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.12 per share | 13,329,221.96 |
| Mar 14, 2025 | John E. Breeden Chief Delivery Officer | 194,921 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 14, 2025 | Matthew P. Flake Chief Executive Officer; Director | 521,689 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $72.9 per share | 38,031,128.10 |
| Mar 14, 2025 | Matthew P. Flake Chief Executive Officer; Director | 578,714 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $74.12 per share | 42,894,281.68 |
| Mar 14, 2025 | Matthew P. Flake Chief Executive Officer; Director | 614,437 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 11, 2025 | Matthew P. Flake Chief Executive Officer; Director | 575,623 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |