q2 holdings inc - QTWO

QTWO

Close Chg Chg %
47.38 0.37 0.79%

Closed Market

47.75

+0.37 (0.79%)

Volume: 470.02K

Last Updated:

Apr 2, 2026, 3:59 PM EDT

Company Overview: q2 holdings inc - QTWO

QTWO Key Data

Open

$47.37

Day Range

46.21 - 48.14

52 Week Range

44.65 - 96.68

Market Cap

$2.98B

Shares Outstanding

62.40M

Public Float

60.59M

Beta

1.42

Rev. Per Employee

N/A

P/E Ratio

59.77

EPS

$0.83

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

861.28K

 

QTWO Performance

1 Week
 
5.11%
 
1 Month
 
-9.67%
 
3 Months
 
-31.24%
 
1 Year
 
-32.10%
 
5 Years
 
-53.70%
 

QTWO Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 14
Full Ratings ➔

About q2 holdings inc - QTWO

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

QTWO At a Glance

Q2 Holdings, Inc.
10355 Pecan Park Boulevard
Austin, Texas 78729
Phone 1-833-444-3469 Revenue 794.81M
Industry Information Technology Services Net Income 52.01M
Sector Technology Services 2025 Sales Growth 14.121%
Fiscal Year-end 12 / 2026 Employees 2,549
View SEC Filings

QTWO Valuation

P/E Current 59.772
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 90.347
Price to Sales Ratio 5.912
Price to Book Ratio 6.841
Price to Cash Flow Ratio 23.32
Enterprise Value to EBITDA 40.071
Enterprise Value to Sales 5.801
Total Debt to Enterprise Value 0.075

QTWO Efficiency

Revenue/Employee 311,812.083
Income Per Employee 20,403.295
Receivables Turnover 13.178
Total Asset Turnover 0.618

QTWO Liquidity

Current Ratio 0.961
Quick Ratio 0.961
Cash Ratio 0.798

QTWO Profitability

Gross Margin 54.049
Operating Margin 5.742
Pretax Margin 6.885
Net Margin 6.543
Return on Assets 4.046
Return on Equity 8.818
Return on Total Capital 5.16
Return on Invested Capital 6.694

QTWO Capital Structure

Total Debt to Total Equity 52.298
Total Debt to Total Capital 34.339
Total Debt to Total Assets 27.119
Long-Term Debt to Equity 5.112
Long-Term Debt to Total Capital 3.357
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Q2 Holdings Inc - QTWO

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
565.67M 624.62M 696.46M 794.81M
Sales Growth
+13.42% +10.42% +11.50% +14.12%
Cost of Goods Sold (COGS) incl D&A
327.58M 342.64M 358.96M 365.22M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
73.16M 85.11M 82.81M 69.42M
Depreciation
17.70M 19.90M 16.60M 14.40M
Amortization of Intangibles
43.96M 51.81M 52.21M 39.02M
COGS Growth
+12.34% +4.60% +4.76% +1.74%
Gross Income
238.10M 281.98M 337.50M 429.59M
Gross Income Growth
+14.95% +18.43% +19.69% +27.29%
Gross Profit Margin
+42.09% +45.14% +48.46% +54.05%
2022 2023 2024 2025 5-year trend
SG&A Expense
328.48M 357.04M 372.14M 383.95M
Research & Development
130.10M 137.33M 143.24M 154.33M
Other SG&A
198.38M 219.71M 228.89M 229.62M
SGA Growth
+17.13% +8.70% +4.23% +3.17%
Other Operating Expense
- - - -
-
Unusual Expense
14.38M (8.87M) 7.63M 5.74M
EBIT after Unusual Expense
(104.76M) (66.19M) (42.26M) 39.90M
Non Operating Income/Expense
5.36M 10.10M 16.34M 20.24M
Non-Operating Interest Income
5.36M 10.10M 16.34M 20.24M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
6.68M 5.73M 4.94M 5.41M
Interest Expense Growth
-79.81% -14.14% -13.83% +9.52%
Gross Interest Expense
6.68M 5.73M 4.94M 5.41M
Interest Capitalized
- - - -
-
Pretax Income
(106.08M) (61.82M) (30.86M) 54.73M
Pretax Income Growth
+4.53% +41.72% +50.08% +277.33%
Pretax Margin
-18.75% -9.90% -4.43% +6.89%
Income Tax
2.91M 3.56M 7.68M 2.72M
Income Tax - Current - Domestic
1.27M 660.00K 3.02M 662.00K
Income Tax - Current - Foreign
959.00K 1.98M 2.15M 1.13M
Income Tax - Deferred - Domestic
1.04M 1.18M 2.22M 1.05M
Income Tax - Deferred - Foreign
(355.00K) (251.00K) 276.00K (116.00K)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(108.98M) (65.38M) (38.54M) 52.01M
Minority Interest Expense
- - - -
-
Net Income
(108.98M) (65.38M) (38.54M) 52.01M
Net Income Growth
+3.34% +40.01% +41.06% +234.96%
Net Margin Growth
-19.27% -10.47% -5.53% +6.54%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(108.98M) (65.38M) (38.54M) 52.01M
Preferred Dividends
- - - -
-
Net Income Available to Common
(108.98M) (65.38M) (38.54M) 52.01M
EPS (Basic)
-1.902 -1.1205 -0.6411 0.8367
EPS (Basic) Growth
+4.87% +41.09% +42.78% +230.51%
Basic Shares Outstanding
57.30M 58.35M 60.10M 62.16M
EPS (Diluted)
-1.902 -1.1205 -0.6411 0.7987
EPS (Diluted) Growth
+4.87% +41.09% +42.78% +224.58%
Diluted Shares Outstanding
57.30M 58.35M 60.10M 65.12M
EBITDA
(17.22M) 10.05M 48.17M 115.06M
EBITDA Growth
-162.40% +158.34% +379.39% +138.85%
EBITDA Margin
-3.04% +1.61% +6.92% +14.48%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 76.071
Number of Ratings 14 Current Quarters Estimate 0.707
FY Report Date 06 / 2026 Current Year's Estimate 2.92
Last Quarter’s Earnings 0.69 Median PE on CY Estimate N/A
Year Ago Earnings 2.554 Next Fiscal Year Estimate 3.417
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 12 12 12 12
Mean Estimate 0.71 0.75 2.92 3.42
High Estimates 0.81 0.94 3.50 4.51
Low Estimate 0.58 0.64 2.44 2.72
Coefficient of Variance 9.38 9.85 9.42 13.03

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 10 10 10
OVERWEIGHT 1 1 1
HOLD 3 3 5
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Q2 Holdings Inc - QTWO

Date Name Shares Transaction Value
Dec 12, 2025 Kirk L. Coleman Chief Business Officer 269,128 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.68 per share 19,829,351.04
Dec 12, 2025 Himagiri Mukkamala Chief Operating Officer 96,046 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $73.68 per share 7,076,669.28

Q2 Holdings Inc in the News