prog holdings - PRG

PRG

Close Chg Chg %
29.06 -0.46 -1.58%

Open Market

28.60

-0.46 (1.58%)

Volume: 39.25K

Last Updated:

Mar 27, 2026, 11:24 AM EDT

Company Overview: prog holdings - PRG

PRG Key Data

Open

$28.58

Day Range

28.37 - 28.92

52 Week Range

23.52 - 41.14

Market Cap

$1.15B

Shares Outstanding

39.58M

Public Float

38.36M

Beta

1.71

Rev. Per Employee

N/A

P/E Ratio

8.08

EPS

$3.66

Yield

179.19%

Dividend

$0.14

EX-DIVIDEND DATE

Mar 12, 2026

SHORT INTEREST

N/A

AVERAGE VOLUME

664.80K

 

PRG Performance

1 Week
 
4.58%
 
1 Month
 
-17.58%
 
3 Months
 
-4.79%
 
1 Year
 
9.88%
 
5 Years
 
11.66%
 

PRG Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 8
Full Ratings ➔

About prog holdings - PRG

PROG Holdings, Inc. engages in the provision of lease-purchase solutions. It offers retail sale and lease ownership of furniture, home appliances, consumer electronics, and accessories through its franchised stores and e-commerce platform. It operates through the following segments: Progressive Leasing, Vive, and Four. The Progressive segment offers lease-to-own ownership of durable goods. The Vive segment provides services to customers who may not qualify to purchase goods and services from merchants. The Four segment includes provision of credit backgrounds with Buy Now, Pay Later “BNPL”. The company was founded in 1955 and is headquartered in Draper, UT.

PRG At a Glance

PROG Holdings, Inc.
256 West Data Drive
Draper, Utah 84020-2315
Phone 1-385-351-1369 Revenue 2.41B
Industry Finance/Rental/Leasing Net Income 146.79M
Sector Finance Employees 1,235
Fiscal Year-end 12 / 2026
View SEC Filings

PRG Valuation

P/E Current 8.07
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 8.209
Price to Sales Ratio 0.50
Price to Book Ratio 1.564
Price to Cash Flow Ratio 3.60
Enterprise Value to EBITDA 0.809
Enterprise Value to Sales 0.622
Total Debt to Enterprise Value 0.402

PRG Efficiency

Revenue/Employee 1,950,787.854
Income Per Employee 118,856.68
Receivables Turnover 14.612
Total Asset Turnover 1.542

PRG Liquidity

Current Ratio 11.223
Quick Ratio 4.91
Cash Ratio 3.201

PRG Profitability

Gross Margin 32.979
Operating Margin 9.893
Pretax Margin 7.244
Net Margin 6.093
Return on Assets 7.961
Return on Equity 17.807
Return on Total Capital 9.221
Return on Invested Capital 9.371

PRG Capital Structure

Total Debt to Total Equity 80.669
Total Debt to Total Capital 44.65
Total Debt to Total Assets 37.39
Long-Term Debt to Equity 80.669
Long-Term Debt to Total Capital 44.65
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Prog Holdings - PRG

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
2.60B 2.41B 2.46B 2.41B
Sales Growth
-2.99% -7.30% +2.29% -2.20%
Cost of Goods Sold (COGS) incl D&A
1.79B 1.61B 1.65B 1.61B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
1.79B 1.61B 1.65B 1.61B
Depreciation
1.77B 1.59B 1.63B 1.60B
Amortization of Intangibles
22.90M 22.73M 17.88M 16.46M
COGS Growth
-3.33% -10.23% +2.47% -2.03%
Gross Income
806.25M 799.93M 815.42M 794.53M
Gross Income Growth
-2.23% -0.78% +1.94% -2.56%
Gross Profit Margin
+31.04% +33.22% +33.10% +32.98%
2022 2023 2024 2025 5-year trend
SG&A Expense
378.69M 367.07M 390.32M 383.06M
Research & Development
- - - -
-
Other SG&A
378.69M 367.07M 390.32M 383.06M
SGA Growth
+4.00% -3.07% +6.33% -1.86%
Other Operating Expense
193.93M 155.25M 178.34M 173.12M
Unusual Expense
47.98M 40.74M 51.87M 38.23M
EBIT after Unusual Expense
185.65M 236.87M 194.90M 200.12M
Non Operating Income/Expense
- 10.05M 7.53M 13.72M
Non-Operating Interest Income
- 10.05M 7.53M 7.07M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
37.40M 50.70M 38.82M 39.32M
Interest Expense Growth
+602.63% +35.55% -23.44% +1.30%
Gross Interest Expense
37.40M 50.70M 38.82M 39.32M
Interest Capitalized
- - - -
-
Pretax Income
148.24M 196.22M 163.61M 174.52M
Pretax Income Growth
-54.83% +32.36% -16.62% +6.67%
Pretax Margin
+5.71% +8.15% +6.64% +7.24%
Income Tax
49.53M 57.38M (33.64M) 50.17M
Income Tax - Current - Domestic
58.57M 89.83M 20.37M 7.79M
Income Tax - Current - Foreign
- - - 168.00K
-
Income Tax - Deferred - Domestic
(9.00M) (32.45M) (54.01M) 42.38M
Income Tax - Deferred - Foreign
- - - (198.00K)
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
98.71M 138.84M 197.25M 124.35M
Minority Interest Expense
- - - -
-
Net Income
98.71M 138.84M 197.25M 124.35M
Net Income Growth
-59.47% +40.65% +42.07% -36.96%
Net Margin Growth
+3.80% +5.77% +8.01% +5.16%
Extraordinaries & Discontinued Operations
- - - 22.44M
-
Discontinued Operations
- - - 22.44M
-
Net Income After Extraordinaries
98.71M 138.84M 197.25M 146.79M
Preferred Dividends
- - - -
-
Net Income Available to Common
98.71M 138.84M 197.25M 146.79M
EPS (Basic)
1.9011 3.016 4.632 3.6614
EPS (Basic) Growth
-48.46% +58.64% +53.58% -20.95%
Basic Shares Outstanding
51.92M 46.03M 42.58M 40.09M
EPS (Diluted)
1.9011 2.9826 4.5294 3.5922
EPS (Diluted) Growth
-48.46% +56.89% +51.86% -20.69%
Diluted Shares Outstanding
51.92M 46.55M 43.55M 40.86M
EBITDA
2.03B 1.89B 1.89B 1.85B
EBITDA Growth
-7.39% -6.88% +0.47% -2.21%
EBITDA Margin
+77.96% +78.31% +76.92% +76.91%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 43.714
Number of Ratings 8 Current Quarters Estimate 0.796
FY Report Date 03 / 2026 Current Year's Estimate 4.278
Last Quarter’s Earnings 0.74 Median PE on CY Estimate N/A
Year Ago Earnings 3.51 Next Fiscal Year Estimate 5.082
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 8 8 8 8
Mean Estimate 0.80 1.10 4.28 5.08
High Estimates 0.88 1.31 4.69 5.85
Low Estimate 0.67 0.95 4.17 4.62
Coefficient of Variance 9.01 13.06 3.95 8.05

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 1 1 1
HOLD 2 2 2
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Overweight

Insider Actions for Prog Holdings - PRG

Date Name Shares Transaction Value
Mar 5, 2026 Steven A. Michaels President and CEO; Director 698,592 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $35.21 per share 24,597,424.32
Mar 5, 2026 Steven A. Michaels President and CEO; Director 677,047 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $33.56 per share 22,721,697.32
Mar 5, 2026 Brian J. Garner Chief Financial Officer 163,229 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $35.21 per share 5,747,293.09
Mar 5, 2026 Brian J. Garner Chief Financial Officer 157,246 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $33.56 per share 5,277,175.76
Mar 5, 2026 Todd King Chief Legal and Compliance Off 70,555 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $35.21 per share 2,484,241.55
Mar 5, 2026 Todd King Chief Legal and Compliance Off 67,892 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $33.56 per share 2,278,455.52
Mar 5, 2026 Matt Sewell Principal Acct Off, VP Fin Rep 32,102 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $35.21 per share 1,130,311.42
Mar 5, 2026 Matt Sewell Principal Acct Off, VP Fin Rep 31,350 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $33.56 per share 1,052,106.00

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