cpi card group inc - PMTS

PMTS

Close Chg Chg %
14.69 -0.01 -0.07%

Closed Market

14.68

-0.01 (0.07%)

Volume: 27.25K

Last Updated:

Dec 31, 2025, 4:00 PM EDT

Company Overview: cpi card group inc - PMTS

PMTS Key Data

Open

$14.70

Day Range

14.36 - 14.70

52 Week Range

11.64 - 34.25

Market Cap

$167.28M

Shares Outstanding

11.39M

Public Float

8.19M

Beta

1.19

Rev. Per Employee

N/A

P/E Ratio

12.38

EPS

$1.28

Yield

0.00%

Dividend

$0.05

EX-DIVIDEND DATE

Jun 14, 2017

SHORT INTEREST

N/A

AVERAGE VOLUME

53.53K

 

PMTS Performance

1 Week
 
-3.48%
 
1 Month
 
8.66%
 
3 Months
 
-3.67%
 
1 Year
 
-50.89%
 
5 Years
 
234.40%
 

PMTS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 4
Full Ratings ➔

About cpi card group inc - PMTS

CPI Card Group, Inc. is a payments technology company, which engages in the provision of a comprehensive range of payment cards and related digital solutions. It operates through the following segments: Debit and Credit, Prepaid Debit, and Other. The Debit and Credit segment produces secure debit, and credit cards and provides card services for U.S. card-issuing financial institutions. The Prepaid Debit segment offers secure packaging solutions, prepaid debit cards, and other integrated prepaid card services to prepaid program managers in the U.S. The Other segment refers to corporate expenses. The company was founded in 1982 and is headquartered in Littleton, CO.

PMTS At a Glance

CPI Card Group, Inc.
10368 West Centennial Road
Littleton, Colorado 80127
Phone 1-720-681-6304 Revenue 480.60M
Industry Finance/Rental/Leasing Net Income 19.52M
Sector Finance 2024 Sales Growth 8.11%
Fiscal Year-end 12 / 2025 Employees 1,500
View SEC Filings

PMTS Valuation

P/E Current 12.381
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 18.188
Price to Sales Ratio 0.739
Price to Book Ratio N/A
Price to Cash Flow Ratio 8.20
Enterprise Value to EBITDA 8.022
Enterprise Value to Sales 1.322
Total Debt to Enterprise Value 0.494

PMTS Efficiency

Revenue/Employee 320,400.667
Income Per Employee 13,014.00
Receivables Turnover 5.622
Total Asset Turnover 1.432

PMTS Liquidity

Current Ratio 2.686
Quick Ratio 1.725
Cash Ratio 0.444

PMTS Profitability

Gross Margin 34.58
Operating Margin 13.065
Pretax Margin 5.207
Net Margin 4.062
Return on Assets 5.818
Return on Equity N/A
Return on Total Capital 7.014
Return on Invested Capital 7.731

PMTS Capital Structure

Total Debt to Total Equity N/A
Total Debt to Total Capital 112.80
Total Debt to Total Assets 86.069
Long-Term Debt to Equity N/A
Long-Term Debt to Total Capital 109.542
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Cpi Card Group Inc - PMTS

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
375.12M 475.75M 444.55M 480.60M
Sales Growth
+20.16% +26.83% -6.56% +8.11%
Cost of Goods Sold (COGS) incl D&A
239.95M 305.83M 294.70M 314.41M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
15.10M 14.89M 15.93M 16.42M
Depreciation
10.74M 11.02M 12.06M 12.79M
Amortization of Intangibles
4.35M 3.87M 3.87M 3.63M
COGS Growth
+15.36% +27.45% -3.64% +6.69%
Gross Income
135.16M 169.91M 149.84M 166.19M
Gross Income Growth
+29.74% +25.71% -11.81% +10.91%
Gross Profit Margin
+36.03% +35.71% +33.71% +34.58%
2021 2022 2023 2024 5-year trend
SG&A Expense
75.70M 90.78M 88.25M 103.40M
Research & Development
- - - -
-
Other SG&A
75.70M 90.78M 88.25M 103.40M
SGA Growth
+15.06% +19.92% -2.78% +17.16%
Other Operating Expense
- - - -
-
Unusual Expense
- 5.05M 474.00K 2.99M
EBIT after Unusual Expense
54.42M 78.66M 61.59M 59.80M
Non Operating Income/Expense
14.00K 107.00K (215.00K) (691.00K)
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
30.61M 29.62M 26.91M 34.09M
Interest Expense Growth
+20.52% -3.24% -9.13% +26.66%
Gross Interest Expense
30.61M 29.62M 26.91M 34.09M
Interest Capitalized
- - - -
-
Pretax Income
23.82M 49.15M 34.46M 25.03M
Pretax Income Growth
+84.88% +106.31% -29.88% -27.38%
Pretax Margin
+6.35% +10.33% +7.75% +5.21%
Income Tax
7.88M 12.61M 10.48M 5.51M
Income Tax - Current - Domestic
10.04M 11.05M 10.13M 9.32M
Income Tax - Current - Foreign
(1.00K) 5.00K 20.00K 9.00K
Income Tax - Deferred - Domestic
(2.16M) 1.55M 331.00K (3.82M)
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
15.94M 36.54M 23.98M 19.52M
Minority Interest Expense
- - - -
-
Net Income
15.94M 36.54M 23.98M 19.52M
Net Income Growth
-1.54% +129.22% -34.36% -18.61%
Net Margin Growth
+4.25% +7.68% +5.40% +4.06%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
15.94M 36.54M 23.98M 19.52M
Preferred Dividends
- - - -
-
Net Income Available to Common
15.94M 36.54M 23.98M 19.52M
EPS (Basic)
1.4184 3.2362 2.0991 1.7504
EPS (Basic) Growth
-1.25% +128.16% -35.14% -16.61%
Basic Shares Outstanding
11.24M 11.29M 11.43M 11.15M
EPS (Diluted)
1.3551 3.11 2.0126 1.6434
EPS (Diluted) Growth
-5.63% +129.50% -35.29% -18.34%
Diluted Shares Outstanding
11.76M 11.75M 11.92M 11.88M
EBITDA
74.56M 94.02M 77.52M 79.21M
EBITDA Growth
+35.03% +26.09% -17.54% +2.18%
EBITDA Margin
+19.88% +19.76% +17.44% +16.48%

Snapshot

Average Recommendation BUY Average Target Price 29.75
Number of Ratings 4 Current Quarters Estimate 0.54
FY Report Date 03 / 2026 Current Year's Estimate 2.547
Last Quarter’s Earnings 0.63 Median PE on CY Estimate N/A
Year Ago Earnings 1.833 Next Fiscal Year Estimate N/A
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 2 2 3 N/A
Mean Estimate 0.54 0.64 2.55 N/A
High Estimates 0.69 0.65 2.85 N/A
Low Estimate 0.39 0.62 2.32 N/A
Coefficient of Variance 39.28 3.34 10.73 N/A

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 4 4
OVERWEIGHT 0 0 0
HOLD 0 0 0
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Cpi Card Group Inc - PMTS

Date Name Shares Transaction Value
Apr 2, 2025 Marc Sheinbaum Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Ernesto Boada Chief Information Officer 1,725 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 2, 2025 John D. Lowe President and CEO; Director 12,938 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 John D. Lowe President and CEO; Director 26,281 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $29.17 per share 766,616.77
Apr 2, 2025 John D. Lowe President and CEO; Director 26,558 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 John D. Lowe President and CEO; Director 25,930 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.8 per share 746,784.00
Apr 2, 2025 John D. Lowe President and CEO; Director 28,776 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Thomas M. Furey Director 1,072 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 2, 2025 Thomas M. Furey Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Thomas M. Furey Director 10,657 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Marc Sheinbaum Director 1,072 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 2, 2025 H. Sanford Riley Director 4,966 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Marc Sheinbaum Director 14,536 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Valerie Soranno Keating Director 1,072 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 2, 2025 Valerie Soranno Keating Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Valerie Soranno Keating Director 29,454 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Nicholas A. Peters Director 1,072 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 2, 2025 Nicholas A. Peters Director N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 Nicholas A. Peters Director 40,657 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 2, 2025 H. Sanford Riley Director 1,072 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00

Cpi Card Group Inc in the News