About pagaya technologies ltd - PGY
Pagaya Technologies Ltd. engages in the development of AI and data networks for the financial industry. Its product deploys data science, machine learning and AI technology to evaluate the customers' applications in real time. The company was founded by Gal Krubiner, Sanjiv Das, Yahav Yulzari, and Avital Pardo on March 20, 2016 and is headquartered in New York, NY.
PGY At a Glance
Pagaya Technologies Ltd.
335 Madison Avenue
New York, New York 10017
| Phone | 1-646-710-7714 | Revenue | 1.26B | |
| Industry | Packaged Software | Net Income | 81.39M | |
| Sector | Technology Services | 2025 Sales Growth | 25.563% | |
| Fiscal Year-end | 12 / 2026 | Employees | 518 | |
| View SEC Filings |
PGY Valuation
| P/E Current | 12.723 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 22.473 |
| Price to Sales Ratio | 1.377 |
| Price to Book Ratio | 3.572 |
| Price to Cash Flow Ratio | 7.28 |
| Enterprise Value to EBITDA | 8.846 |
| Enterprise Value to Sales | 1.912 |
| Total Debt to Enterprise Value | 0.368 |
PGY Efficiency
| Revenue/Employee | 2,435,021.236 |
| Income Per Employee | 157,121.622 |
| Receivables Turnover | 8.231 |
| Total Asset Turnover | 0.884 |
PGY Liquidity
| Current Ratio | 1.621 |
| Quick Ratio | 1.621 |
| Cash Ratio | 1.058 |
PGY Profitability
| Gross Margin | 39.101 |
| Operating Margin | 19.235 |
| Pretax Margin | 4.093 |
| Net Margin | 6.453 |
| Return on Assets | 5.702 |
| Return on Equity | 20.183 |
| Return on Total Capital | 5.947 |
| Return on Invested Capital | 7.667 |
PGY Capital Structure
| Total Debt to Total Equity | 185.116 |
| Total Debt to Total Capital | 64.927 |
| Total Debt to Total Assets | 57.129 |
| Long-Term Debt to Equity | 144.723 |
| Long-Term Debt to Total Capital | 50.759 |