Expand / Collapse search
Watch TV
☰

Quotes displayed in real-time or delayed by at least 15 minutes. Market data provided by Factset. Powered and implemented by FactSet Digital Solutions.  Legal Statement.

This material may not be published, broadcast, rewritten, or redistributed. ©2026 FOX News Network, LLC. All rights reserved. FAQ - New Privacy Policy

pagaya technologies ltd - PGY

PGY

Close Chg Chg %
11.25 0.29 2.58%

Open Market

11.54

+0.29 (2.58%)

Volume: 1.37M

Last Updated:

Mar 25, 2026, 11:54 AM EDT

Trade Now

Company Overview: pagaya technologies ltd - PGY

PGY Key Data

Open

$11.91

 Day Range

11.33 - 11.94

52 Week Range

8.50 - 44.99

 Market Cap

$928.42M

Shares Outstanding

82.53M

 Public Float

62.02M

Beta

5.94

 Rev. Per Employee

N/A

P/E Ratio

12.10

 EPS

$0.97

Yield

0.00%

 Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

2.94M

  

PGY Performance

1 Week
 
 5.73%
 
1 Month
 
 0.54%
 
3 Months
 
 -48.50%
 
1 Year
 
 5.53%
 
5 Years
 
 N/A
 

PGY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 10
Full Ratings ➔

About pagaya technologies ltd - PGY

Pagaya Technologies Ltd. engages in the development of AI and data networks for the financial industry. Its product deploys data science, machine learning and AI technology to evaluate the customers' applications in real time. The company was founded by Gal Krubiner, Sanjiv Das, Yahav Yulzari, and Avital Pardo on March 20, 2016 and is headquartered in New York, NY.

PGY At a Glance

Pagaya Technologies Ltd.
335 Madison Avenue
New York, New York 10017
Phone 1-646-710-7714 Revenue 1.26B
Industry Packaged Software Net Income 81.39M
Sector Technology Services 2025 Sales Growth 25.563%
Fiscal Year-end 12 / 2026 Employees 518
View SEC Filings

PGY Valuation

P/E Current 12.097
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 22.473
Price to Sales Ratio 1.377
Price to Book Ratio 3.572
Price to Cash Flow Ratio 7.28
Enterprise Value to EBITDA 8.846
Enterprise Value to Sales 1.912
Total Debt to Enterprise Value 0.368

PGY Efficiency

Revenue/Employee 2,435,021.236
Income Per Employee 157,121.622
Receivables Turnover 8.231
Total Asset Turnover 0.884

PGY Liquidity

Current Ratio 1.621
Quick Ratio 1.621
Cash Ratio 1.058

PGY Profitability

Gross Margin 39.101
Operating Margin 19.235
Pretax Margin 4.093
Net Margin 6.453
Return on Assets 5.702
Return on Equity 20.183
Return on Total Capital 5.947
Return on Invested Capital 7.667

PGY Capital Structure

Total Debt to Total Equity 185.116
Total Debt to Total Capital 64.927
Total Debt to Total Assets 57.129
Long-Term Debt to Equity 144.723
Long-Term Debt to Total Capital 50.759
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Pagaya Technologies Ltd - PGY

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
685.41M 772.81M 1.00B 1.26B
Sales Growth
+53.73% +12.75% +29.99% +25.56%
Cost of Goods Sold (COGS) incl D&A
451.08M 508.94M 620.91M 768.15M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
6.29M 19.13M 28.75M 30.08M
Depreciation
- 6.29M 23.25M 18.98M
Amortization of Intangibles
- - 5.50M 11.10M
-
COGS Growth
+94.16% +12.83% +22.00% +23.71%
Gross Income
234.33M 263.87M 383.64M 493.19M
Gross Income Growth
+9.73% +12.61% +45.39% +28.55%
Gross Profit Margin
+34.19% +34.14% +38.19% +39.10%
2022 2023 2024 2025 5-year trend
SG&A Expense
549.35M 327.51M 329.86M 250.57M
Research & Development
150.93M 74.38M 50.07M 51.31M
Other SG&A
398.42M 253.12M 279.79M 199.26M
SGA Growth
+121.45% -40.38% +0.72% -24.04%
Other Operating Expense
- - - -
-
Unusual Expense
- - 398.85M 246.84M
-
EBIT after Unusual Expense
(315.02M) (63.64M) (345.07M) (4.22M)
Non Operating Income/Expense
38.65M (117.53M) (76.05M) 55.85M
Non-Operating Interest Income
63.51M 39.24M 27.70M 40.02M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- - - -
-
Interest Expense Growth
- - - -
-
Gross Interest Expense
- - - -
-
Interest Capitalized
- - - -
-
Pretax Income
(276.37M) (181.17M) (421.12M) 51.63M
Pretax Income Growth
-349.44% +34.45% -132.45% +112.26%
Pretax Margin
-40.32% -23.44% -41.92% +4.09%
Income Tax
16.40M 15.57M 24.58M (19.75M)
Income Tax - Current - Domestic
- 593.00K (247.00K) (57.00K)
Income Tax - Current - Foreign
- 16.60M 24.74M (19.50M)
Income Tax - Deferred - Domestic
- (461.00K) 82.00K (189.00K)
Income Tax - Deferred - Foreign
- - - (1.16M)
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(292.77M) (196.74M) (445.70M) 71.37M
Minority Interest Expense
9.55M (68.30M) (44.29M) (10.02M)
Net Income
(302.32M) (128.44M) (401.41M) 81.39M
Net Income Growth
-125.07% +57.52% -212.53% +120.28%
Net Margin Growth
-44.11% -16.62% -39.96% +6.45%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(302.32M) (128.44M) (401.41M) 81.39M
Preferred Dividends
- - 12.21M 4.11M
-
Net Income Available to Common
(314.53M) (128.44M) (401.41M) 77.28M
EPS (Basic)
-5.5236 -2.1392 -5.6632 0.9866
EPS (Basic) Growth
+87.68% +61.27% -164.73% +117.42%
Basic Shares Outstanding
56.94M 60.04M 70.88M 78.34M
EPS (Diluted)
-5.5236 -2.1392 -5.6632 0.93
EPS (Diluted) Growth
+87.68% +61.27% -164.73% +116.42%
Diluted Shares Outstanding
56.94M 60.04M 70.88M 83.10M
EBITDA
(308.73M) (44.51M) 82.53M 272.70M
EBITDA Growth
-815.66% +85.58% +285.43% +230.40%
EBITDA Margin
-45.04% -5.76% +8.22% +21.62%

Snapshot

Average Recommendation BUY Average Target Price 28.40
Number of Ratings 10 Current Quarters Estimate 0.196
FY Report Date 03 / 2026 Current Year's Estimate 1.237
Last Quarter’s Earnings 0.36 Median PE on CY Estimate N/A
Year Ago Earnings 0.93 Next Fiscal Year Estimate 1.764
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 9 9 9 8
Mean Estimate 0.20 0.29 1.24 1.76
High Estimates 0.27 0.34 1.34 2.00
Low Estimate 0.14 0.23 1.08 1.38
Coefficient of Variance 18.98 12.94 6.69 17.01

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 10 10 9
OVERWEIGHT 0 0 0
HOLD 0 0 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Pagaya Technologies Ltd - PGY

Date Name Shares Transaction Value
Dec 5, 2025 Cory Vieira Chief Accounting Officer 20,833 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Dec 5, 2025 Cory Vieira Chief Accounting Officer 12,392 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $23.15 per share 286,874.80
Dec 5, 2025 Cory Vieira Chief Accounting Officer 20,834 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Sep 18, 2025 Daniel P. Petrozzo Director 93,450 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $41.43 per share 3,871,633.50
May 12, 2025 Avital Pardo Chief Technology Officer; Director 210,935 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.26 per share 2,586,063.10
May 12, 2025 Avital Pardo Chief Technology Officer; Director 116,459 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.24 per share 1,425,458.16
May 12, 2025 Yahav Yulzari Chief Business Officer; Director 89,842 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.26 per share 1,101,462.92
May 12, 2025 Yahav Yulzari Chief Business Officer; Director N/A Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.2 per share 0.00
Apr 18, 2025 Sanjiv Das President 118,606 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 18, 2025 Sanjiv Das President 45,832 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 18, 2025 Sanjiv Das President 105,817 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $9.35 per share 989,388.95
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 51,995 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $10.53 per share 547,507.35
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 28,466 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 4, 2025 Evangelos Perros Chief Financial Officer 76,801 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 4, 2025 Evangelos Perros Chief Financial Officer 64,002 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $10.53 per share 673,941.06
Apr 4, 2025 Evangelos Perros Chief Financial Officer 159,360 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 66,648 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00

Pagaya Technologies Ltd in the News