Expand / Collapse search
Watch TV
☰

Quotes displayed in real-time or delayed by at least 15 minutes. Market data provided by Factset. Powered and implemented by FactSet Digital Solutions.  Legal Statement.

This material may not be published, broadcast, rewritten, or redistributed. ©2025 FOX News Network, LLC. All rights reserved. FAQ - New Privacy Policy

pagaya technologies ltd - PGY

PGY

Close Chg Chg %
21.57 -0.38 -1.76%

Closed Market

21.19

-0.38 (1.76%)

Volume: 2.83M

Last Updated:

Dec 30, 2025, 4:00 PM EDT

Trade Now

Company Overview: pagaya technologies ltd - PGY

PGY Key Data

Open

$21.54

 Day Range

21.06 - 21.80

52 Week Range

8.27 - 44.99

 Market Cap

$1.73B

Shares Outstanding

80.40M

 Public Float

59.40M

Beta

5.86

 Rev. Per Employee

N/A

P/E Ratio

N/A

 EPS

-$2.63

Yield

0.00%

 Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

2.64M

  

PGY Performance

1 Week
 
 -1.26%
 
1 Month
 
 -13.55%
 
3 Months
 
 -26.63%
 
1 Year
 
 132.19%
 
5 Years
 
 N/A
 

PGY Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 10
Full Ratings ➔

About pagaya technologies ltd - PGY

Pagaya Technologies Ltd. engages in the development of AI and data networks for the financial industry. Its product deploys data science, machine learning and AI technology to evaluate the customers' applications in real time. The company was founded by Gal Krubiner, Sanjiv Das, Yahav Yulzari, and Avital Pardo on March 20, 2016 and is headquartered in New York, NY.

PGY At a Glance

Pagaya Technologies Ltd.
335 Madison Avenue
New York, New York 10017
Phone 1-646-710-7714 Revenue 1.00B
Industry Packaged Software Net Income -401,406,000.00
Sector Technology Services 2024 Sales Growth 29.986%
Fiscal Year-end 12 / 2025 Employees 553
View SEC Filings

PGY Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 0.655
Price to Book Ratio 2.102
Price to Cash Flow Ratio 9.90
Enterprise Value to EBITDA 15.924
Enterprise Value to Sales 1.308
Total Debt to Enterprise Value 0.575

PGY Efficiency

Revenue/Employee 1,816,546.112
Income Per Employee -725,869.801
Receivables Turnover 7.885
Total Asset Turnover 0.798

PGY Liquidity

Current Ratio 1.798
Quick Ratio 1.798
Cash Ratio 1.096

PGY Profitability

Gross Margin 38.191
Operating Margin 5.354
Pretax Margin -41.921
Net Margin -39.959
Return on Assets -31.882
Return on Equity -90.589
Return on Total Capital -37.114
Return on Invested Capital -41.165

PGY Capital Structure

Total Debt to Total Equity 231.266
Total Debt to Total Capital 69.813
Total Debt to Total Assets 58.114
Long-Term Debt to Equity 190.443
Long-Term Debt to Total Capital 57.49
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Pagaya Technologies Ltd - PGY

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
445.87M 685.41M 772.81M 1.00B
Sales Growth
+386.01% +53.73% +12.75% +29.99%
Cost of Goods Sold (COGS) incl D&A
232.32M 451.08M 508.94M 620.91M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
815.00K 6.29M 19.13M 28.75M
Depreciation
- 815.00K 6.29M 23.25M
Amortization of Intangibles
- - - 5.50M
-
COGS Growth
+373.31% +94.16% +12.83% +22.00%
Gross Income
213.54M 234.33M 263.87M 383.64M
Gross Income Growth
+400.63% +9.73% +12.61% +45.39%
Gross Profit Margin
+47.89% +34.19% +34.14% +38.19%
2021 2022 2023 2024 5-year trend
SG&A Expense
248.07M 549.35M 327.51M 329.86M
Research & Development
66.21M 150.93M 74.38M 50.07M
Other SG&A
181.86M 398.42M 253.12M 279.79M
SGA Growth
+765.21% +121.45% -40.38% +0.72%
Other Operating Expense
- - - -
-
Unusual Expense
- - - 398.85M
-
EBIT after Unusual Expense
(34.53M) (315.02M) (63.64M) (345.07M)
Non Operating Income/Expense
(26.96M) 38.65M (117.53M) (76.05M)
Non-Operating Interest Income
28.88M 63.51M 39.24M 27.70M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- - - -
-
Interest Expense Growth
- - - -
-
Gross Interest Expense
- - - -
-
Interest Capitalized
- - - -
-
Pretax Income
(61.49M) (276.37M) (181.17M) (421.12M)
Pretax Income Growth
-393.93% -349.44% +34.45% -132.45%
Pretax Margin
-13.79% -40.32% -23.44% -41.92%
Income Tax
7.88M 16.40M 15.57M 24.58M
Income Tax - Current - Domestic
- 7.07M 593.00K (247.00K)
Income Tax - Current - Foreign
- 4.16M 16.60M 24.74M
Income Tax - Deferred - Domestic
- (3.36M) (461.00K) 82.00K
Income Tax - Deferred - Foreign
- - 5.00K (1.16M)
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - (43.17M)
-
Consolidated Net Income
(112.69M) (292.77M) (196.74M) (445.70M)
Minority Interest Expense
21.63M 9.55M (68.30M) (44.29M)
Net Income
(134.32M) (302.32M) (128.44M) (401.41M)
Net Income Growth
-2,834.55% -125.07% +57.52% -212.53%
Net Margin Growth
-30.13% -44.11% -16.62% -39.96%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(134.32M) (302.32M) (128.44M) (401.41M)
Preferred Dividends
- - - 12.21M
-
Net Income Available to Common
(134.32M) (314.53M) (128.44M) (401.41M)
EPS (Basic)
-44.8516 -5.5236 -2.1392 -5.6632
EPS (Basic) Growth
-2,834.52% +87.68% +61.27% -164.73%
Basic Shares Outstanding
2.99M 56.94M 60.04M 70.88M
EPS (Diluted)
-44.8516 -5.5236 -2.1392 -5.6632
EPS (Diluted) Growth
-3,015.09% +87.68% +61.27% -164.73%
Diluted Shares Outstanding
2.99M 56.94M 60.04M 70.88M
EBITDA
(33.72M) (308.73M) (44.51M) 82.53M
EBITDA Growth
-336.22% -815.66% +85.58% +285.43%
EBITDA Margin
-7.56% -45.04% -5.76% +8.22%

Snapshot

Average Recommendation BUY Average Target Price 40.556
Number of Ratings 10 Current Quarters Estimate 0.281
FY Report Date 03 / 2026 Current Year's Estimate 1.603
Last Quarter’s Earnings 0.36 Median PE on CY Estimate N/A
Year Ago Earnings 0.886 Next Fiscal Year Estimate 2.317
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 9 8
Mean Estimate 0.28 0.35 1.60 2.32
High Estimates 0.38 0.48 1.82 3.19
Low Estimate 0.18 0.23 1.41 1.76
Coefficient of Variance 25.24 24.33 9.73 17.95

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 9 9 9
OVERWEIGHT 0 0 0
HOLD 1 1 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Pagaya Technologies Ltd - PGY

Date Name Shares Transaction Value
Dec 5, 2025 Cory Vieira Chief Accounting Officer 20,833 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Dec 5, 2025 Cory Vieira Chief Accounting Officer 12,392 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $23.15 per share 286,874.80
Dec 5, 2025 Cory Vieira Chief Accounting Officer 20,834 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Sep 18, 2025 Daniel P. Petrozzo Director 93,450 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $41.43 per share 3,871,633.50
May 12, 2025 Avital Pardo Chief Technology Officer; Director 210,935 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.26 per share 2,586,063.10
May 12, 2025 Avital Pardo Chief Technology Officer; Director 116,459 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.24 per share 1,425,458.16
May 12, 2025 Yahav Yulzari Chief Business Officer; Director 89,842 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.26 per share 1,101,462.92
May 12, 2025 Yahav Yulzari Chief Business Officer; Director N/A Open market or private sale of non-derivative or derivative security Non-derivative transaction at $12.2 per share 0.00
Apr 18, 2025 Sanjiv Das President 118,606 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 18, 2025 Sanjiv Das President 45,832 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 18, 2025 Sanjiv Das President 105,817 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $9.35 per share 989,388.95
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 51,995 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $10.53 per share 547,507.35
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 28,466 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 4, 2025 Evangelos Perros Chief Financial Officer 76,801 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 4, 2025 Evangelos Perros Chief Financial Officer 64,002 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $10.53 per share 673,941.06
Apr 4, 2025 Evangelos Perros Chief Financial Officer 159,360 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Apr 4, 2025 Tami Rosen Chief Development Officer; Director 66,648 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Jan 6, 2025 Evangelos Perros Chief Financial Officer N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Jan 6, 2025 Evangelos Perros Chief Financial Officer 182,132 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00

Pagaya Technologies Ltd in the News