paysign inc - PAYS

PAYS

Close Chg Chg %
5.17 -0.02 -0.39%

Closed Market

5.15

-0.02 (0.39%)

Volume: 250.23K

Last Updated:

Dec 30, 2025, 4:00 PM EDT

Company Overview: paysign inc - PAYS

PAYS Key Data

Open

$5.17

Day Range

5.11 - 5.23

52 Week Range

1.80 - 8.88

Market Cap

$284.57M

Shares Outstanding

55.04M

Public Float

35.07M

Beta

0.93

Rev. Per Employee

N/A

P/E Ratio

40.00

EPS

$0.14

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

283.66K

 

PAYS Performance

1 Week
 
-1.71%
 
1 Month
 
-0.77%
 
3 Months
 
-18.45%
 
1 Year
 
71.19%
 
5 Years
 
11.42%
 

PAYS Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 5
Full Ratings ➔

About paysign inc - PAYS

PaySign, Inc. engages in the provision of prepaid card programs and processing services for corporate, consumer & government applications. It specializes in corporate incentive products, payroll cards, general purpose re-loadable cards, and travel cards. The firm markets prepaid solutions through its PaySign brand. The company was founded by Mark R. Newcomer and Daniel H. Spencer on August 24, 1995 and is headquartered in Henderson, NV.

PAYS At a Glance

PaySign, Inc.
2615 Street Rose Parkway
Henderson, Nevada 89052-4881
Phone 1-702-453-2221 Revenue 58.38M
Industry Miscellaneous Commercial Services Net Income 3.82M
Sector Commercial Services 2024 Sales Growth 23.502%
Fiscal Year-end 12 / 2025 Employees 173
View SEC Filings

PAYS Valuation

P/E Current 40.00
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 44.023
Price to Sales Ratio 2.875
Price to Book Ratio 5.31
Price to Cash Flow Ratio 7.32
Enterprise Value to EBITDA 6.907
Enterprise Value to Sales 0.83
Total Debt to Enterprise Value 0.06

PAYS Efficiency

Revenue/Employee 337,482.96
Income Per Employee 22,057.266
Receivables Turnover 1.705
Total Asset Turnover 0.357

PAYS Liquidity

Current Ratio 1.087
Quick Ratio 1.087
Cash Ratio 0.837

PAYS Profitability

Gross Margin 44.879
Operating Margin 1.75
Pretax Margin 7.088
Net Margin 6.536
Return on Assets 2.331
Return on Equity 13.894
Return on Total Capital 11.435
Return on Invested Capital 12.649

PAYS Capital Structure

Total Debt to Total Equity 9.619
Total Debt to Total Capital 8.775
Total Debt to Total Assets 1.628
Long-Term Debt to Equity 8.147
Long-Term Debt to Total Capital 7.432
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Paysign Inc - PAYS

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
29.46M 38.03M 47.27M 58.38M
Sales Growth
+22.16% +29.08% +24.30% +23.50%
Cost of Goods Sold (COGS) incl D&A
17.25M 19.99M 27.16M 32.18M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
2.83M 3.29M 4.03M 5.99M
Depreciation
865.78K 871.69K 428.20K 366.57K
Amortization of Intangibles
1.96M 2.42M 3.60M 5.63M
COGS Growth
+1.82% +15.87% +35.90% +18.47%
Gross Income
12.21M 18.04M 20.11M 26.20M
Gross Income Growth
+70.14% +47.74% +11.44% +30.30%
Gross Profit Margin
+41.45% +47.44% +42.54% +44.88%
2021 2022 2023 2024 5-year trend
SG&A Expense
14.95M 17.70M 20.28M 25.18M
Research & Development
- - - -
-
Other SG&A
14.95M 17.70M 20.28M 25.18M
SGA Growth
-0.92% +18.37% +14.55% +24.19%
Other Operating Expense
- - - -
-
Unusual Expense
- - - -
-
EBIT after Unusual Expense
(2.74M) 344.34K (167.26K) 1.02M
Non Operating Income/Expense
28.30K 790.92K 2.53M 3.12M
Non-Operating Interest Income
28.30K 790.92K 2.53M 3.12M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
- - - -
-
Interest Expense Growth
- - - -
-
Gross Interest Expense
- - - -
-
Interest Capitalized
- - - -
-
Pretax Income
(2.71M) 1.14M 2.36M 4.14M
Pretax Income Growth
+67.13% +141.87% +108.22% +75.06%
Pretax Margin
-9.20% +2.98% +5.00% +7.09%
Income Tax
10.20K 107.48K (4.09M) 322.29K
Income Tax - Current - Domestic
10.20K 107.48K 204.82K 23.51K
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
- - (4.30M) 298.78K
-
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(2.72M) 1.03M 6.46M 3.82M
Minority Interest Expense
- - - -
-
Net Income
(2.72M) 1.03M 6.46M 3.82M
Net Income Growth
+70.23% +137.77% +528.42% -40.92%
Net Margin Growth
-9.24% +2.70% +13.66% +6.54%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(2.72M) 1.03M 6.46M 3.82M
Preferred Dividends
- - - -
-
Net Income Available to Common
(2.72M) 1.03M 6.46M 3.82M
EPS (Basic)
-0.0534 0.0198 0.123 0.0717
EPS (Basic) Growth
+71.21% +137.08% +521.21% -41.71%
Basic Shares Outstanding
50.98M 52.05M 52.49M 53.21M
EPS (Diluted)
-0.0534 0.0194 0.1192 0.0686
EPS (Diluted) Growth
+71.21% +136.33% +514.43% -42.45%
Diluted Shares Outstanding
50.98M 52.93M 54.16M 55.59M
EBITDA
89.52K 3.63M 3.86M 7.02M
EBITDA Growth
+101.67% +3,958.05% +6.24% +81.81%
EBITDA Margin
+0.30% +9.55% +8.16% +12.02%

Snapshot

Average Recommendation BUY Average Target Price 9.25
Number of Ratings 5 Current Quarters Estimate 0.02
FY Report Date 12 / 2025 Current Year's Estimate 0.128
Last Quarter’s Earnings 0.04 Median PE on CY Estimate N/A
Year Ago Earnings 0.07 Next Fiscal Year Estimate 0.18
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 4 3 4 4
Mean Estimate 0.02 0.05 0.13 0.18
High Estimates 0.02 0.07 0.13 0.24
Low Estimate 0.02 0.03 0.12 0.14
Coefficient of Variance 0.00 44.61 3.92 24.00

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 5 5 5
OVERWEIGHT 0 0 0
HOLD 0 0 0
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Buy Buy Buy

Insider Actions for Paysign Inc - PAYS

Date Name Shares Transaction Value
Mar 6, 2025 Jeffery B. Baker Chief Financial Officer 247,065 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Mar 6, 2025 Jeffery B. Baker Chief Financial Officer 218,669 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $2.44 per share 533,552.36
Mar 6, 2025 Jeffery B. Baker Chief Financial Officer 60,000 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Feb 27, 2025 Mark R. Newcomer CEO; Director 8,936,886 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $2.73 per share 24,397,698.78
Jan 24, 2025 Mark R. Newcomer CEO; Director 9,048,886 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $2.88 per share 26,060,791.68
Jan 24, 2025 Mark R. Newcomer CEO; Director 9,036,886 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $2.85 per share 25,755,125.10

Paysign Inc in the News