payoneer global - PAYO
PAYO
Close Chg Chg %
5.30 0.10 1.89%
Closed Market
5.40
+0.10 (1.89%)
Volume: 3.86M
Last Updated:
Jan 15, 2026, 4:00 PM EDT
Company Overview: payoneer global - PAYO
PAYO Key Data
| Open $5.31 | Day Range 5.27 - 5.42 |
| 52 Week Range 4.92 - 11.19 | Market Cap $1.89B |
| Shares Outstanding 356.44M | Public Float 273.04M |
| Beta 1.00 | Rev. Per Employee N/A |
| P/E Ratio 27.73 | EPS $0.20 |
| Yield 0.00% | Dividend N/A |
| EX-DIVIDEND DATE | SHORT INTEREST N/A |
| AVERAGE VOLUME 3.04M |
PAYO Performance
| 1 Week | -2.57% | ||
| 1 Month | -8.62% | ||
| 3 Months | -8.62% | ||
| 1 Year | -51.02% | ||
| 5 Years | N/A |
PAYO Analyst Ratings
- Sell
- Under
- Hold
- Over
- Buy
Number of Ratings
10
Full Ratings ➔
About payoneer global - PAYO
Payoneer Global, Inc. is a financial technology company, which engages in providing a financial platform for small and medium-sized businesses to transact and do business. It operates through the Israel, United States, and All Other Countries geographical segments. The company was founded in 2005 and is headquartered in New York, NY.
PAYO At a Glance
Payoneer Global, Inc.
195 Broadway
New York, New York 10007
| Phone | 1-212-600-9272 | Revenue | 977.72M | |
| Industry | Miscellaneous Commercial Services | Net Income | 121.16M | |
| Sector | Commercial Services | 2024 Sales Growth | 17.641% | |
| Fiscal Year-end | 12 / 2025 | Employees | 2,407 | |
| View SEC Filings |
PAYO Valuation
| P/E Current | 27.728 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | 32.005 |
| Price to Sales Ratio | 3.966 |
| Price to Book Ratio | 4.988 |
| Price to Cash Flow Ratio | 21.92 |
| Enterprise Value to EBITDA | 16.388 |
| Enterprise Value to Sales | 3.472 |
| Total Debt to Enterprise Value | 0.006 |
PAYO Efficiency
| Revenue/Employee | 406,196.926 |
| Income Per Employee | 50,337.765 |
| Receivables Turnover | 10.532 |
| Total Asset Turnover | 0.128 |
PAYO Liquidity
| Current Ratio | 0.996 |
| Quick Ratio | 0.996 |
| Cash Ratio | 0.071 |
PAYO Profitability
| Gross Margin | 79.938 |
| Operating Margin | 16.54 |
| Pretax Margin | 14.265 |
| Net Margin | 12.392 |
| Return on Assets | 1.591 |
| Return on Equity | 17.445 |
| Return on Total Capital | 16.238 |
| Return on Invested Capital | 16.817 |
PAYO Capital Structure
| Total Debt to Total Equity | 2.95 |
| Total Debt to Total Capital | 2.865 |
| Total Debt to Total Assets | 0.269 |
| Long-Term Debt to Equity | 2.159 |
| Long-Term Debt to Total Capital | 2.097 |
- Income Statement
- Balance Sheet
- Cash Flow Statement
Annual Financials for Payoneer Global - PAYO
Collapse All in section
| All values USD millions. | 2021 | 2022 | 2023 | 2024 | 5-year trend |
|---|---|---|---|---|---|
Sales/Revenue
| 473.40M | 627.62M | 831.10M | 977.72M | |
Sales Growth
| +36.98% | +32.58% | +32.42% | +17.64% | |
Cost of Goods Sold (COGS) incl D&A
| 119.14M | 128.92M | 148.32M | 196.15M | |
COGS excluding D&A
| - | - | - | - | - |
Depreciation & Amortization Expense
| 17.88M | 20.24M | 27.81M | 45.45M | |
Depreciation
| 7.06M | 8.29M | 8.06M | 8.43M | |
Amortization of Intangibles
| 10.83M | 11.96M | 19.76M | 37.02M | |
COGS Growth
| +4.95% | +8.21% | +15.05% | +32.25% | |
Gross Income
| 354.26M | 498.70M | 682.78M | 781.56M | |
Gross Income Growth
| +52.65% | +40.77% | +36.91% | +14.47% | |
Gross Profit Margin
| +74.83% | +79.46% | +82.15% | +79.94% |
| 2021 | 2022 | 2023 | 2024 | 5-year trend | |
|---|---|---|---|---|---|
SG&A Expense
| 255.87M | 367.29M | 424.74M | 450.29M | |
Research & Development
| 80.76M | 115.04M | 119.20M | 134.63M | |
Other SG&A
| 175.11M | 252.25M | 305.54M | 315.66M | |
SGA Growth
| +53.42% | +43.55% | +15.64% | +6.02% | |
Other Operating Expense
| 124.65M | 149.20M | 160.61M | 169.55M | |
Unusual Expense
| (8.09M) | (31.03M) | (25.32M) | 8.52M | |
EBIT after Unusual Expense
| (18.16M) | 13.24M | 122.75M | 153.20M | |
Non Operating Income/Expense
| (6.85M) | (10.13M) | 11.57M | (12.33M) | |
Non-Operating Interest Income
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Interest Expense
| 220.00K | 1.49M | 1.78M | 1.40M | |
Interest Expense Growth
| - | +577.73% | +19.45% | -21.45% | |
Gross Interest Expense
| 220.00K | 1.49M | 1.78M | 1.40M | |
Interest Capitalized
| - | - | - | - | - |
Pretax Income
| (25.24M) | 1.62M | 132.54M | 139.47M | |
Pretax Income Growth
| -65.14% | +106.41% | +8,091.35% | +5.23% | |
Pretax Margin
| -5.33% | +0.26% | +15.95% | +14.26% | |
Income Tax
| 8.71M | 13.59M | 39.20M | 18.31M | |
Income Tax - Current - Domestic
| 464.00K | 1.45M | 38.93M | 27.30M | |
Income Tax - Current - Foreign
| 9.46M | 11.41M | 11.39M | 13.62M | |
Income Tax - Deferred - Domestic
| - | - | (10.86M) | (11.14M) | - |
Income Tax - Deferred - Foreign
| (1.22M) | 731.00K | (263.00K) | (11.48M) | |
Income Tax Credits
| - | - | - | - | - |
Equity in Earnings of Affiliates
| - | - | - | - | - |
Other After Tax Income (Expense)
| - | - | - | - | - |
Consolidated Net Income
| (33.99M) | (11.97M) | 93.33M | 121.16M | |
Minority Interest Expense
| - | - | - | - | - |
Net Income
| (33.99M) | (11.97M) | 93.33M | 121.16M | |
Net Income Growth
| -43.13% | +64.78% | +879.72% | +29.82% | |
Net Margin Growth
| -7.18% | -1.91% | +11.23% | +12.39% | |
Extraordinaries & Discontinued Operations
| - | - | - | - | - |
Discontinued Operations
| - | - | - | - | - |
Net Income After Extraordinaries
| (33.99M) | (11.97M) | 93.33M | 121.16M | |
Preferred Dividends
| - | - | - | 33.63M | - |
Net Income Available to Common
| (67.62M) | (11.97M) | 93.33M | 121.16M | |
EPS (Basic)
| -0.3333 | -0.0344 | 0.258 | 0.3381 | |
EPS (Basic) Growth
| +58.09% | +89.68% | +850.00% | +31.05% | |
Basic Shares Outstanding
| 202.88M | 348.04M | 361.68M | 358.35M | |
EPS (Diluted)
| -0.3333 | -0.0344 | 0.2377 | 0.3137 | |
EPS (Diluted) Growth
| +58.09% | +89.68% | +790.99% | +31.97% | |
Diluted Shares Outstanding
| 202.88M | 348.04M | 392.67M | 386.24M | |
EBITDA
| (8.37M) | 2.46M | 125.25M | 207.16M | |
EBITDA Growth
| -4,084.50% | +129.37% | +4,995.52% | +65.40% | |
EBITDA Margin
| -1.77% | +0.39% | +15.07% | +21.19% |
Snapshot
| Average Recommendation | BUY | Average Target Price | 8.563 | |
| Number of Ratings | 10 | Current Quarters Estimate | 0.063 | |
| FY Report Date | 03 / 2026 | Current Year's Estimate | 0.278 | |
| Last Quarter’s Earnings | 0.06 | Median PE on CY Estimate | N/A | |
| Year Ago Earnings | 0.201 | Next Fiscal Year Estimate | 0.336 | |
| Median PE on Next FY Estimate | N/A |
Earnings Per Share
| This Quarter | Next Quarter | This Fiscal | Next Fiscal | |
|---|---|---|---|---|
| # of Estimates | 8 | 8 | 9 | 5 |
| Mean Estimate | 0.06 | 0.07 | 0.28 | 0.34 |
| High Estimates | 0.07 | 0.09 | 0.32 | 0.38 |
| Low Estimate | 0.05 | 0.05 | 0.22 | 0.25 |
| Coefficient of Variance | 12.71 | 19.81 | 11.37 | 14.97 |
Analysts Recommendations
| Current | 1 Month Ago | 3 Months Ago | |
|---|---|---|---|
| BUY | 9 | 10 | 10 |
| OVERWEIGHT | 0 | 0 | 0 |
| HOLD | 1 | 1 | 1 |
| UNDERWEIGHT | 0 | 0 | 0 |
| SELL | 0 | 0 | 0 |
| MEAN | Buy | Buy | Buy |
SEC Filings for Payoneer Global - PAYO
| Filing Date | Type | Category | Amended |
|---|---|---|---|
| No results | |||
Insider Actions for Payoneer Global - PAYO
| Date | Name | Shares | Transaction | Value |
|---|---|---|---|---|
| Dec 2, 2025 | John Caplan Chief Executive Officer; Director | 4,824,600 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $5.7 per share | 27,500,220.00 |
| Nov 20, 2025 | Beatrice Ordonez Chief Financial Officer | 2,311,017 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $5.57 per share | 12,872,364.69 |
| Nov 20, 2025 | Tsafi Goldman Chief Legal & Governance Ofcr. | 722,118 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $5.57 per share | 4,022,197.26 |
| Nov 20, 2025 | Itai Perry Chief Accounting Officer | 186,345 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $5.57 per share | 1,037,941.65 |
| Apr 9, 2025 | Christopher Phelan Marshall Director | 5,134 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 25, 2025 | Barak Eilam Director | 5,710 | Grant, award or other acq pursuant to Rule 16b-3(d) | 0.00 |
| Mar 7, 2025 | Itai Perry Chief Accounting Officer | 198,784 | Open market or private sale of non-derivative or derivative security Non-derivative transaction at $8.11 per share | 1,612,138.24 |
| Mar 7, 2025 | Itai Perry Chief Accounting Officer | N/A | Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 | 0.00 |
| Feb 24, 2025 | Tsafi Goldman Chief Legal & Regulatory Ofcr. | 861,657 | Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $10.56 per share | 9,099,097.92 |